Little changes that make a big difference

[captainspoke]

There are a lot of great ideas here:

https://www.reddit.com/r/personalfinanc ... _make_the/

[adamu]

Dying is really the lowest hanging fruit in terms of saving money!

The eating out advice rings true for me. I recently doubled my rent, which was a terrible financial decision, but break even by saving on eating out (includes vending machines, snacking and conbini food). If only I'd saved the same amount as my rent on not eating out as much over the last few years too...