how to buy eMAXIS Slim 先進国株式インデックス

blos
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Re: how to buy eMAXIS Slim 先進国株式インデックス

Post by blos »

Yeah, time-in-the-market, apart from a very few specific points in history, beats timing-the-market.

The reason why dollar-cost averaging in the long run (if you already have the cash) is a bad strategy is that you're basically betting that the market is going to go down. For example, S&P500 has generally been 70% up and 30% down for the whole time. If you DCA, you're betting on the 30% chance. Smart money bets on the 70% chance.

Putting 100k every month from the paycheck is also exercising the time-in-the-market strategy; investing the extra money you have when you get it.
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Kanto
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Re: how to buy eMAXIS Slim 先進国株式インデックス

Post by Kanto »

blos wrote: Sat Jul 03, 2021 4:34 am Yeah, time-in-the-market, apart from a very few specific points in history, beats timing-the-market.

The reason why dollar-cost averaging in the long run (if you already have the cash) is a bad strategy is that you're basically betting that the market is going to go down. For example, S&P500 has generally been 70% up and 30% down for the whole time. If you DCA, you're betting on the 30% chance. Smart money bets on the 70% chance.

Putting 100k every month from the paycheck is also exercising the time-in-the-market strategy; investing the extra money you have when you get it.
I agree with this statement. I plan to automate everything, going forward. Scheduled monthly deposits. Ignore the noise completely and treat investing like a bill I have to pay.

A. Tsumitate NISA and iDeco are automated.

B. 5万 a month with Rakuten Card/Rakuten Securities. (500 free points).

C. Just applied for a Monex CC, so I will do the same with them. (Free Point starting end of 2021).

D. You could also add SBI and their CC.

...

Totally automated investing w/ free point harvesting is the goal.
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