Share your stock portfolio!

[beanhead]

About 2% for me. Experimental...

MUFJ Group
Sojitz
Itochu
ORIX

Apple
Cisco
ATT
Coca Cola

[JapaneseMike]

I'm basically 65% JP domicile mutual funds [this is further split into about 75% developed stocks, 25% EM, but I'm bringing the EM portion down]
~12.5% foreign domicile etfs/funds [which includes frozen employee pension from many years ago]
~10% foreign domicile bonds/bond funds.
~12.5% cash

I don't buy named stocks/crypto/etc.

[RetireJapan]

Just spent a few hours writing up mine -I'll be posting it to the blog on Thursday

Very worthwhile exercise, I actually learned a couple of things.

[RetireJapan]

Here's the teaser: "Across all our accounts, we seem to have 62.71% in index funds, 19.27% in US-listed (mostly) dividend paying stocks, 12.54% in cash (mainly due to my wife's business accounts), and 5.48% in Japan-listed (mostly) dividend paying stocks."

A lot more detail in the post.

[RetireJapan]

Aaand here it is: https://www.retirejapan.com/blog/share-your-portfolio/

[goodandbadjapan]

I don't have any individual stocks because I don't really know what I am doing! My investments are all in index funds and bonds as follows:

Developed countries: 73%
Japan : 10%
Emerging: 5%
Bonds: 12 %

Simple enough but that is actually only 30% of my entire portfolio, which probably isn't very sensible. The rest is as follows:

Cash 22%
Property (paid off flat in UK) 27%
Other 21% (mostly money in the small savings business scheme, but a few other investment things that my wife has held since before we were married)

Obviously holding too much in cash, but I didn't start investing till late and had a cushion of cash so have been steadily depleting that month by month and will continue to do so. The good thing is that the invested portion, if left to grow until I get my UK pension, should be enough to give us a comfortable enough retirement so I don't feel I have to plough in all the cash as soon as possible. Happy to continue drip feeding until a correction comes.

[RetireJapan]

Happy to continue drip feeding until a correction comes.

Hedging your bets! Like it

And of course the key sentence was:

The good thing is that the invested portion, if left to grow until I get my UK pension, should be enough to give us a comfortable enough retirement

This isn't a competition. Relative performance doesn't matter, only absolute performance (did you reach your goal?)

[goodandbadjapan]

Happy to continue drip feeding until a correction comes.

Hedging your bets! Like it

And of course the key sentence was:

The good thing is that the invested portion, if left to grow until I get my UK pension, should be enough to give us a comfortable enough retirement

This isn't a competition. Relative performance doesn't matter, only absolute performance (did you reach your goal?)

You are right, it's not a competition - sometimes I forget that and think I should be doing this or that, but ultimately all that matters is that you are comfortable with your choices and, of course, that you avoid a penurious retirement.

[TJKansai]

Aaand here it is: https://www.retirejapan.com/blog/share-your-portfolio/


>Generally speaking you would want to put the investments you think are going to grow (stocks) in tax-advantaged accounts, and things that are likely to grow less (bonds, REITs) in taxable accounts.

>West Holdings is my absolute superstar here. I have no idea why I bought it
>Nissan is probably the disappointment here. I bought it before the Ghosn thing, back when they seemed to be the only Japanese car company with an EV strategy. Still down over 50%.

I read your post, and was curious how you define taxable and tax-advantaged. I take it this is related only to Japan taxation? I had been under the impression REITs were better off in an IRA since they pay out constantly. Maybe I am wrong though.

I have a few homerun stocks that are split-offs/swaps. Perhaps West Holdings was.

I am surprised Nissan is still down. Perhaps a good time to buy...Ariya coming out soon.

[RetireJapan]

I read your post, and was curious how you define taxable and tax-advantaged.

Very simple (my sole residence is Japan and thankfully I have nothing to do with the IRS): NISA and iDeCo are tax-advantaged, everything else is taxable.

Problem for Nissan is that everyone else is going hard into EVs, so they may have lost their first-mover advantage (that Toyota gave them by being pig-headed). Sigh.