Asset allocations

robster
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Joined: Fri Dec 08, 2017 9:50 am

Re: Asset allocations

Post by robster »

A question concerning asset allocation, specifically relating to re-balancing.

If I wanted to hold 70% of my portfolio in stocks, divided for example as follows:
54% Global Stocks Index (developed markets)
8% Emerging markets Index
8% Japanese stocks.

Is it better to buy each of those 3 categories in 3 separate funds so that I can re-balance as required?
Or if i find a fund which covers all those markets in similar proportions (e.g. SBI-EXE-i つみたてグローバル(中小型含む)株式ファンド), (or VT), with similar average expense ratios, would i get roughly the same results, and would that single fund do the re-balancing internally?


And the bonus question for tonight : the above-mentioned SBI fund seems to be quite new and consequently very small. Is this a reason for a newbie investor to avoid it, or since it is SBI and tracking the same FTSE Global all-cap that VT tracks, should i consider it safe?
If not, can anyone suggest a comparable fund with similarly low cost?

Thanks for any advice.
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