RetireJapan wrote: ↑Tue Sep 26, 2023 1:06 am
Roger Van Zant wrote: ↑Mon Sep 25, 2023 5:29 am
RetireJapan wrote: ↑Thu Jun 22, 2023 12:11 am
I recently took out
travel insurance for a brief (3 week) trip to Europe and the UK.
I would be covered by kokumin kenko hoken, and probably through one or more of my credit cards, but wanted to be sure, and the price for
insurance was reasonable.
My understanding of the NHS is that you are not entitled to free treatment, but if you showed up at a hospital it would be somewhat unlikely that anyone would ask you about your residential status.
Which company did you use and how much was it?
I am going back to the UK for a couple of weeks soon and am no longer entitled to free NHS care.
I am flying via Hong Kong, so need
insurance which will cover me during my transit there as well as the UK.
Thanks.
I got the Tabiho Prime
insurance (think it was recommended on here). Cost just under 12,000 yen for three weeks in Europe.
Thanks for the tip.
I also opted for Tabiho Prime, with this coverage:
https://ibb.co/cYTHmw6
Total cost was 13,030 yen. I'm going to the UK for two weeks with a stop over in Hong Kong. I'm British but no longer entitled to free NHS care.
Not decided if I will leave the airport or not yet, but I clicked "Hong Kong" just in case.
It may have been a little cheaper if I had only selected "UK".
I paid 210 yen extra for "Flight Delay"
insurance (a measly 20,000 yen, but still....), and 850 yen extra for "Trip Discontinuation Expenses".
The latter will pay out 300,000 yen in the case of : 被保険者等に対して官公署の命令、外国の出入国規制、感染症による隔離が発せられた場合
For 850 yen extra, I just thought "Why not?".
The plan I chose also allows up to 100,000 yen of emergency dental expenses, which is something important if visiting the UK (you'll be paying privately even if an NHS dentist accepts you).
One thing that sucks is the yen/usd exchange rate. All the coverage amounts are significantly lower than you would normally expect. Still....