Search found 12 matches

by donpaulo
Thu Jul 11, 2024 2:12 am
Forum: Case Studies/Asking for Advice
Topic: Shokibokigyokyosai or SBA pension plan
Replies: 2
Views: 475

Re: Shokibokigyokyosai or SBA pension plan

Yes my wife is also on about the 70K tax free contribution
by donpaulo
Wed Jul 10, 2024 11:14 am
Forum: Case Studies/Asking for Advice
Topic: Thinking about early retirement - some basic questions
Replies: 8
Views: 1172

Re: Thinking about early retirement - some basic questions

Some answers are obvious but probably worth mentioning Once we reach age 60 we do not have to contribute to the pension system. The current law says that we can begin to receive pension payments at age 65, but the government has openly called for moving that to age 70. So you need to factor that int...
by donpaulo
Wed Jul 10, 2024 10:58 am
Forum: Case Studies/Asking for Advice
Topic: Shokibokigyokyosai or SBA pension plan
Replies: 2
Views: 475

Shokibokigyokyosai or SBA pension plan

Hello all, On occasion I have posted some advice for those seeking it, now its time for me to ask a question. I hope someone here has had a similar experience and can provide some feedback on how the system works. We have an appointment with our accountant so its very possible they can answer the qu...
by donpaulo
Mon May 09, 2022 1:48 pm
Forum: Real Estate
Topic: Buying a manshon - benefits? drawbacks?
Replies: 23
Views: 3710

Re: Buying a manshon - benefits? drawbacks?

howdi y'all I have a few things to add based upon the following knowledge base 1 we bought our apartment 13 years ago 2 we lived in a house prior to that time and still maintain it to this day I much prefer the apartment but I'm from an urban place so naturally feel more at ease there. Some of the c...
by donpaulo
Mon Aug 13, 2018 10:53 am
Forum: General
Topic: Summer Heat
Replies: 7
Views: 1987

Re: Summer Heat

yeah I just can't get my nut around it. the solution is SO BLIPPING SIMPLE its almost a willfull disregard of the laws of nature I won't start on the men in black suits turning the office AC down to 24 or so, forcing others to wear sweaters in summer rather humorous if not so sadly serious enjoy bli...
by donpaulo
Mon Aug 13, 2018 10:50 am
Forum: Real Estate
Topic: Buying a house next year
Replies: 13
Views: 6344

Re: Buying a house next year

... ... However the property tax is outrageous and only goes higher just about every year. In fact my wife often will not read any letters from the tax folks in the evening as they cause her to become upset and lie awake at night. Its going to get worse too. MUCH worse so be prepared for that. ... ...
by donpaulo
Mon Aug 13, 2018 2:50 am
Forum: General
Topic: Summer Heat
Replies: 7
Views: 1987

Summer Heat

Hello everyone, I hope you are able to stay cool this summer. Its a subject that has been bothering me for a number of years so I thought I would share some thoughts about it. Shade is the solution. I don't know how, when or why it happened in Japan but metro areas in this country are barren of any ...
by donpaulo
Mon Oct 02, 2017 7:53 am
Forum: Insurance
Topic: House Insurance
Replies: 5
Views: 2931

House Insurance

Has anyone had any luck finding better insurance ? Crikey the rates are high. Earthquake payouts cover perhaps the cost of clearing out the collapsed house and not much more than that. The fire payouts are decent enough so at least we don't have to worry about burning someone else out of their house...
by donpaulo
Mon Oct 02, 2017 7:32 am
Forum: General
Topic: Internet providers
Replies: 15
Views: 3636

Re: Internet providers

We use Yahoo BB. Its been relatively smooth but recently the service has taken a nose dive. Clearing the cache did help matters, as did unplugging the modem. A competing regional company rep stopped by the other day claiming they were cheaper and just as fast. I passed on the opportunity, but kept t...
by donpaulo
Mon Oct 02, 2017 7:17 am
Forum: Real Estate
Topic: Buying a house next year
Replies: 13
Views: 6344

Re: Buying a house next year

I have some questions that perhaps will help us all better understand your decision making. Why are you choosing a new property ? How old is "not too old" ? I ask because in general the Japanese consumer favor new buildings which places a premium on them. Traveling during Golden week is a ...