RetireJapan

I just went to the Charles Shwab website and when I chose Japan from the list of countries, the next screen said: Your request to open an account cannot be processed Schwab currently cannot open accounts for residents of your country/region. Please check back with us in the future. Thank you for you...

Thank you Ben!

Hi all, I am hoping that somebody can answer my questions about applying for a Rakuten iDeCo account. My wife is actually the person applying because I am American and iDeCo is a bad idea for us yankees. She was going through the screens and had a few questions: 1. How do we want Rakuten to handle t...

Didn't mean to put words in your mouth, Ben. Apologies.

Ben recommends 33/33/33 US stocks/non-US stocks/bonds if I am not mistaken. I know that the mix should trend towards bonds/cash and away from stocks as retirement nears, so I thought that the target year 2040 would be an easy way to do that, but at over 4X the expense ratio, maybe I will just do tha...

Great, informative replies from everybody, thank you all for your knowledge. I do have a TDAmeritrade account that I occasionally put money into, but I was hoping for a way to invest from Japan that was easy to do without sending money overseas and would cut my tax bill. I think my plan now is this:...

Thanks for the reply.

Yeah, I thought that might be the case.

Well, first we will max out my wife's contribution and then think about what to do next.

Hello all, I'm an American living in Japan and have been considering iDeCo. I read the bad news that the U.S. Internal Revenue Service (IRS) has a rule which charges an insane tax rate on "foreign domiciled mutual funds" also called PFICs. I have a few questions, if anybody is kind enough ...