Search found 55 matches

by Utachiyo
Sat Mar 06, 2021 12:10 pm
Forum: Legacy NISA (~2023)
Topic: Tsumitate NISA purchase help
Replies: 2
Views: 814

Re: Tsumitate NISA purchase help

Something was just not working. I just tried again, maybe 3 times! Finally, I changed from having the money come out of my Rakuten Bank account to having to come from the Securities account (which will just sweep it from the bank, so what's the difference?) and it worked. WHY?? Also, does Tsumitate ...
by Utachiyo
Sat Feb 27, 2021 6:24 am
Forum: Legacy NISA (~2023)
Topic: Tsumitate NISA purchase help
Replies: 2
Views: 814

Tsumitate NISA purchase help

I didn't do any investing other than Ideco last year so I kinda forgot how to do alot of things (like all the investment-related kanji and terminology!) I decided to switch my regular NISA over to tsumitate. OK, done. In January, I chose the funds I wanted to purchase...and nothing happened. Maybe I...
by Utachiyo
Sat May 09, 2020 10:40 am
Forum: Insurance
Topic: Pet Insurance
Replies: 6
Views: 4126

Re: Pet Insurance

Thanks for the answers everyone. I guess the consensus is NO... This is my first dog so I don't have any idea of how much vet procedures cost. Maybe I can find something that just covers big emergencies. I'm getting a bulldog. Beaglehound - That's also a problem for me. I'm not confident I can handl...
by Utachiyo
Wed May 06, 2020 5:20 am
Forum: Insurance
Topic: Pet Insurance
Replies: 6
Views: 4126

Pet Insurance

Maybe this is a bit weird topic, but does anyone have any experience with pet health insurance? I'm looking into getting a dog, which will be a first for me in Japan, so I was wondering if anyone has any advice or recommendations. Thank you.
by Utachiyo
Wed Apr 15, 2020 1:17 pm
Forum: Real Estate
Topic: Used mansion/Loan advice
Replies: 12
Views: 6615

Re: Used mansion/Loan advice

I'm very lucky to be in a position that is unaffected (so far) by this outbreak. Thank you for your concern. Does anyone have experience with How to claim the 13-year Tax deduction? I was trying to get information from this page: https://resources.realestate.co.jp/news/how-to-claim-tax-deductions-a...
by Utachiyo
Sat Dec 21, 2019 12:30 pm
Forum: Legacy NISA (~2023)
Topic: Changing my NISA investments
Replies: 5
Views: 2645

Re: Changing my NISA investments

Of course, I always buy "no load" funds. So, I guess we're just talking about the yearly maintenance fees. My current funds are 0.154 each. The all country fund is 0.1144. Wouldn't it be better in the long run to sell the (relatively) more expensive ones?
by Utachiyo
Thu Dec 19, 2019 11:29 am
Forum: Legacy NISA (~2023)
Topic: Changing my NISA investments
Replies: 5
Views: 2645

Re: Changing my NISA investments

What about the difference in fees? To be honest, I have no idea how the fees work. Is that something that gets subtracted when you sell? Or from any dividends?
by Utachiyo
Mon Dec 16, 2019 10:10 am
Forum: Legacy NISA (~2023)
Topic: Changing my NISA investments
Replies: 5
Views: 2645

Changing my NISA investments

I started NISA this year and I want to change my investments from having a separate world stock fund and a Japanese stock fund to just one all country stock fund. Should I sell what I currently have and then start over with the new all country fund? I would have to do this after the new year since t...
by Utachiyo
Sun Nov 10, 2019 11:00 am
Forum: Insurance
Topic: Life insurance on medication or with chronic illness
Replies: 2
Views: 2871

Re: Life insurance on medication or with chronic illness

I was really hoping someone would reply to your post because I'm in the same boat. Have you been able to find something reasonable? Were you able to get a home loan? I could only get a Flat35 loan because it's the only kind that DOESN'T have the life insurance requirement. I'm hoping to get an insur...
by Utachiyo
Sun Nov 10, 2019 10:57 am
Forum: General
Topic: Second Hand or Recycle Shops for Phones
Replies: 4
Views: 972

Re: Second Hand or Recycle Shops for Phones

I'm a nerd and I really wanted the Softbank Star Wars phone, but I'm not on Softbank and there weren't any new ones available anywhere online. So, I ended up getting one of Mercari. It was a risk, but it turned out OK for me. The phone gets stuck sometimes playing Pokemon GO, but that might just be ...