Search found 18 matches

by amattie
Tue Dec 21, 2021 12:13 am
Forum: Banking
Topic: Making a large and fast international transfer?
Replies: 3
Views: 745

Re: Making a large and fast international transfer?

Teflon wrote: Mon Dec 20, 2021 11:24 pm I've seen some positive comments in Japan finance reddit group about https://www.ofx.com/. I've never used them but, apparently, they are very good for large/fast money transfers but you need to call them to get a quote.
Interesting! Thanks for this.
by amattie
Mon Dec 20, 2021 6:09 am
Forum: Banking
Topic: Making a large and fast international transfer?
Replies: 3
Views: 745

Making a large and fast international transfer?

I am in the process of purchasing a house in Canada, and was planning to use Sony Bank to transfer the funds -- wife actually opened an account and as a promotion she can buy CAD at the market rate for maybe 3 months (which we are halfway through doing) and then maybe 3000 yen for the transfer of CA...
by amattie
Mon Mar 16, 2020 10:09 pm
Forum: Stock market investing
Topic: Alternative to Vanguard's (USA) etfs
Replies: 5
Views: 3833

Re: Alternative to Vanguard's (USA) etfs

The Golden Butterfly doesn't sound conservative at all -- on the contrary, it sounds like something dreamed up by a hippy on an LSD trip. (Strictly commenting on the sound here -- i.e. the name.)
by amattie
Thu Sep 19, 2019 4:35 am
Forum: General
Topic: Advice for buying a car? (Toyota Sienta)
Replies: 4
Views: 1657

Re: Advice for buying a car? (Toyota Sienta)

One thing you might keep in mind is when the generation of the vehicle changed. I have a Mitsubishi Delica that was in the same generation from 2007 to 2018, meaning that from the outside you can't tell the difference between one that was sold a year ago and one that was sold 10 years ago (aside fro...
by amattie
Thu Sep 12, 2019 8:34 am
Forum: Stock market investing
Topic: Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)
Replies: 18
Views: 10775

Re: Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)

why would someone in Japan put say, 10M yen down on a house when they could borrow that 10M yen at around 1% for 35 years and invest their 10M yen for a return of something that over the next 35 years is probably gonna turn out to be something quite a bit more than 1% per year? Because the risk pro...
by amattie
Wed Sep 11, 2019 1:37 pm
Forum: Stock market investing
Topic: Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)
Replies: 18
Views: 10775

Re: Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)

Because “probably...” on a depreciating asset. Did you really get a 100% mortgage at 1%? Actually, we didn't. We did flat 35 which was 1.34% for the first 90% and maybe 3% for the other 10% -- we do think about paying that part off but for now are leaning against it. I don't know if normal bank mor...
by amattie
Wed Sep 11, 2019 12:42 pm
Forum: Stock market investing
Topic: Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)
Replies: 18
Views: 10775

Re: Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)

Totally confused. You got a “100% mortgage” but have loads of money.... Er....... Pretty sure you're not confused (and that we don't have "loads of money"). But if I could tell you a story. When I was in high school my Uncle married the ex-wife of a guy who had hundreds of millions of dol...
by amattie
Wed Sep 11, 2019 4:23 am
Forum: Stock market investing
Topic: Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)
Replies: 18
Views: 10775

Ray Dalio's All Weather Portfolio (vs. slowly investing a chunk of money)

My wife and I recently started moving money into the stock market with the basic plan to buy the eMaxis Slim Whole World Stock fund on a monthly basis with whatever monthly savings we have. No problem there. But we also have a certain chunk of cash sitting in the bank which came in part from selling...
by amattie
Fri Aug 30, 2019 12:17 pm
Forum: General
Topic: Car owning expenses?
Replies: 12
Views: 3959

Re: Car owning expenses?

ricardo wrote: Fri Aug 30, 2019 11:36 am getcars.jp seems to be an agent for people living outside Japan who want to have a Japanese car exported to them?
That's their main business, so that is how the website is geared, but they also offer domestic service. A person might need to email them to get the info on their domestic fee/terms.
by amattie
Fri Aug 30, 2019 7:31 am
Forum: General
Topic: Car owning expenses?
Replies: 12
Views: 3959

Re: Car owning expenses?

Best value is on the auction market -- maybe 20% less than the dealer price for a used car, but it varies -- but you need to be a little less sensitive about cosmetic stuff cause you won't get to see scratches or stains in person. Have you bought a car at auction in Japan? I have. I used getcars.jp...