Search found 42 matches

by RetroNewbie
Sat Nov 16, 2024 1:03 pm
Forum: New NISA (2024~)
Topic: Can someone explain how the 'bonus' portion of Tsumitate works?
Replies: 26
Views: 3034

Re: Can someone explain how the 'bonus' portion of Tsumitate works?

Does anyone know how to add bonus payments to a Tsumitate NISA on SMBC? I've been paying in less than 100,000 a month this year, and I thought it was possible to top it up manually with additional payments, but I couldn't find any option to do so on the SMBC website. Am I mistaken, or have I just mi...
by RetroNewbie
Sun Mar 10, 2024 7:24 am
Forum: Taxes
Topic: Tax return: Pension etc.. if paid through company?
Replies: 2
Views: 544

Re: Tax return: Pension etc.. if paid through company?

Thanks! I think I've worked it out.

It should be much simpler this year, but I've been doing it the same way for so many years that doing it the simple way has me all confused :D
by RetroNewbie
Sun Mar 10, 2024 7:23 am
Forum: Taxes
Topic: Overseas interest on savings?
Replies: 6
Views: 656

Re: Overseas interest on savings?

Thank you very much.
If you have a chance sometime, could you posts a link to where it says this?
Please and thankyou!
by RetroNewbie
Sun Mar 10, 2024 7:22 am
Forum: Banking
Topic: Olive Flexi card - how to switch to points mode?
Replies: 2
Views: 1160

Re: Olive Flexi card - how to switch to points mode?

Thanks. I finally got it set up in the end, though I'm not entirely sure how. I now have to keep both apps on my phone, and load up my virtual v-points card with v-points from one v-points bucket to another using the v-points app. Which means I can only use them online (unless I can be bothered to s...
by RetroNewbie
Sat Mar 09, 2024 5:26 am
Forum: Taxes
Topic: Tax return: Pension etc.. if paid through company?
Replies: 2
Views: 544

Tax return: Pension etc.. if paid through company?

This is probably a dumb question, but this is my first time filling in a tax return for a year where I was fully employed by a company. In previous years I had mainly freelance income, so I was paying everything like health insurance, pension, etc.. directly myself, and when I filled out the tax ret...
by RetroNewbie
Sat Mar 09, 2024 5:20 am
Forum: Taxes
Topic: Overseas interest on savings?
Replies: 6
Views: 656

Overseas interest on savings?

I'm filling out my tax return this year because I had medical expenses over 100k last year. I've paid taxes, pension, etc.. all through my company this year, so I think what I enter on the form is going to be basically only employment income, medical expenses and furustato tax. Do I need to add anyt...
by RetroNewbie
Mon Feb 12, 2024 11:27 am
Forum: Banking
Topic: Olive Flexi card - how to switch to points mode?
Replies: 2
Views: 1160

Olive Flexi card - how to switch to points mode?

I have an SMBC Olive account with one of their Flexi cards that can work in 3 modes (Credit, Debit and Point). It uses the mobile app to switch modes. I'm fairly sure when I first got it that switching to point mode was as simple at tapping that mode in the app. But back then I had no points to spen...
by RetroNewbie
Thu Dec 14, 2023 10:34 am
Forum: Legacy NISA (~2023)
Topic: Simple Q&A - NISA
Replies: 396
Views: 664524

Re: Simple Q&A - NISA

I haven't seen anything about a document. There's just a button to cancel the NISA on the SMBC Direct website.
by RetroNewbie
Thu Dec 14, 2023 3:31 am
Forum: Legacy NISA (~2023)
Topic: Simple Q&A - NISA
Replies: 396
Views: 664524

Re: Simple Q&A - NISA

I'm still a bit confused I'm afraid. If I cancel my existing SMBC Tsumitate Nisa then what happens to the funds? (a) The cash value gets transferred to my current account? (b) The funds remain invested but no further purchases are made and it remains tax free until the Tsumtate deadline expires (20 ...
by RetroNewbie
Tue Dec 12, 2023 9:46 am
Forum: Legacy NISA (~2023)
Topic: Simple Q&A - NISA
Replies: 396
Views: 664524

Re: Simple Q&A - NISA

Thanks! It is indeed helpful! My reply above somehow came after your reply, but was more aimed at zeroshiki's reply. I'm not so worried about missing the start of the SBI one. I'm a bit confused as to why I need the letter from SMBC about closing that one, given that the 2024 Nisa was supposed to be...