Search found 10 matches

by hendrik
Thu Jan 09, 2025 8:57 am
Forum: New NISA (2024~)
Topic: Confusing SBI NISA interface
Replies: 11
Views: 963

Re: Confusing SBI NISA interface

By the way, I find it also confusing how SBI settles stock purchases. They say it takes three days to deliver the assets to the account? I am happy that they only took one day to show up but at any European/US bank the settlement is instantaneous. Settlements for stock or mutual fund trades have ne...
by hendrik
Tue Jan 07, 2025 12:16 pm
Forum: New NISA (2024~)
Topic: Confusing SBI NISA interface
Replies: 11
Views: 963

Re: Confusing SBI NISA interface

I checked the prospectus here: https://emaxis.am.mufg.jp/fund/253425.html Unfortunately, the only relevant statement I could find in the prospectus was that the assets are managed "according to the trust agreement". I guess there is no way around looking into further documents. Most ETFs a...
by hendrik
Tue Jan 07, 2025 7:47 am
Forum: New NISA (2024~)
Topic: Confusing SBI NISA interface
Replies: 11
Views: 963

Re: Confusing SBI NISA interface

Another big one being premature ejection of tax protected cash every time a dividend is paid out. Is this issue related to the tax free investment limits? Meaning that if the cash is ejected you need to invest it again and this reduces your tax free investment amounts? As far as I understand, there...
by hendrik
Tue Jan 07, 2025 7:39 am
Forum: New NISA (2024~)
Topic: Confusing SBI NISA interface
Replies: 11
Views: 963

Re: Confusing SBI NISA interface

I see. Thank you for clarifying all of this. Indeed the transaction was projected at somewhere like 591 000. So until everything is settled, it will probably mark the additional 26 000 buffer as "lost". Still, quite an unpleasant experience to suddenly see a 4.5% "loss" show up o...
by hendrik
Tue Jan 07, 2025 4:20 am
Forum: New NISA (2024~)
Topic: Confusing SBI NISA interface
Replies: 11
Views: 963

Re: Confusing SBI NISA interface

I think the investment looks fine: https://i.ibb.co/jV8x6px/Screenshot-From-2025-01-07-12-29-19.png By the way, I find it also confusing how SBI settles stock purchases. They say it takes three days to deliver the assets to the account? I am happy that they only took one day to show up but at any Eu...
by hendrik
Tue Jan 07, 2025 3:00 am
Forum: New NISA (2024~)
Topic: Opening General Securities Account/NISA with SBI Shinsei
Replies: 7
Views: 71608

Re: Opening General Securities Account/NISA with SBI Shinsei

It worked flawlessly! No need to fill in those other sections!
by hendrik
Tue Jan 07, 2025 2:42 am
Forum: New NISA (2024~)
Topic: Confusing SBI NISA interface
Replies: 11
Views: 963

Confusing SBI NISA interface

I yesterday made my first NISA investment into an ETF (SPY). I was surprised today by the NISA interface showing me a 4.5% loss despite the stock market not moving: https://i.ibb.co/JH59JNh/Screenshot-From-2025-01-07-11-30-33.png The strange thing is: I put 600 000 into the account. My asset balance...
by hendrik
Mon Dec 09, 2024 3:18 am
Forum: New NISA (2024~)
Topic: Opening General Securities Account/NISA with SBI Shinsei
Replies: 7
Views: 71608

Re: Opening General Securities Account/NISA with SBI Shinsei

I will simply test this hypothesis. Will report if they complain about something!
by hendrik
Sun Dec 08, 2024 4:27 am
Forum: New NISA (2024~)
Topic: Opening General Securities Account/NISA with SBI Shinsei
Replies: 7
Views: 71608

Re: Opening General Securities Account/NISA with SBI Shinsei

I have the exact same problem and here is an image of the form. The white boxes are pre-filled by SBI or self-filled. https://i.ibb.co/0qVmmGm/sbi-application-missing-fields.jpg What is especially unclear is the account number (upper right) given that a linked bank account number should have one mor...
by hendrik
Wed Dec 04, 2024 7:32 am
Forum: Banking
Topic: SMBC account statements as email
Replies: 1
Views: 269

SMBC account statements as email

I have an SMBC (not Prestia) account and find it incredibly bothering to view the account statements on the cell phone. I tried to navigate the menu to somehow figure out how to have pdfs of account statements sent to my email address. Either google translating screenshots failed me or there is no s...