RetireJapan

I'd be interested to know if people are planning on paying a lump sum to fill up the quota right away or setting up monthly contributions.

Am I right in thinking that the former may statistically be the better approach, but the latter is less vulnerable to sudden exchange rate or market drops?

Thanks for the responses! I guess I'll fill up with the bonus this year, then set up monthly payments next year.

Hi everyone. I'm a bit confused about the 'bonus' portion of Tsumitate. This is my understanding: - The annual Tsumitate limit is 1.2million, and you set up monthly payments of up to 100,000 yen to fill the allowance. - However, you can use the 'bonus' setting to add more than this to fill your allo...