RetireJapan

Not sure if this would have been better under the Real Estate or Taxes Board, but I think this goes better here. I've read that others have difficulty obtaining a home loan in Japan on a pension. Has anyone had any luck? If not I was considering taking a Pledges Asset Loan against my brokerage accou...

I'm a Japanese resident with significant retirement income. You didn't mention where the income is from, but we are considering taking a pledged asset loan, similar to a HELOC, against our brokerage account before moving to Japan. Putting the loan money into my wife's account so she can bring it to...

Is the transition from a Non-Permanent to a Permanent Resident strictly based on living in Japan for 5 of the last 10 years or is there something else considered?

My Japanese spouse and I plan on retiring at age 50 and will likely move to Japan. Ideally we will live in Japan for less than 5-years but it maybe longer. No matter when we leave Japan it will be before 59.5 years old and therefore we won’t have access to the IRA’s without a penalty. I was planning...

Thank you for the response! I like the idea of upping the cost basis within the IRA and considered it, but read conflicting details about it. Although my wife would need to do this before arriving, wouldn’t I be able to do this in Japan as long as I am considered a Non-Permanent Resident since I wou...

My questions are fairly technical and we will need to speak to an expert, but I am curious if anyone else has done something similar. Can you recommend a Japanese/US accountant that deals with these type of complex issues? TLDR: Can we sell equities within our U.S IRA’s, which is considered a Trust ...

You both mentioned it’s related to health care. I’m retired from the U.S. Air Force and have Tricare as our medical insurance. I’ve spoken to others, specifically John Letaw, an author who wrote a comprehensive book on Tricare and was retired Navy living in Japan with his family while on a work visa...

Can anyone explain how long term insurance works in Japan. 1. Is it compulsory for everyone over 40? 2. Are there any exceptions to this requirement? 3, Can you get a refund if you depart Japan? 4. I understand it’s based on your income, if so how does that work? 5. If your spouse has little to no i...