RetireJapan

Probably answering my own question here but... My first NISA 3 years ago was a regular and I filled it up no problem. I anticipated being unable to fill the next year and switched to Tsumitate for 2 years, bought a house got married etc lol. Now this year I probably will be able to fill my Tsumitate...

Hopefully that gives you one data point. Interesting info, may I ask the vague details of your manshon (size, year built, monthly fees), what kind of renovations you are planning and an average household salary before taxes? Just for reference since I am looking at doing something similar later thi...

I switched from NISA to tsumitate for this year. Looking to buy a house later this year\early next year depending on when I get the PR back.　Also starting up an iDeCo when my new job starts. Since I won't have Rakuten VTI in the iDeCo i'm currently just going full in on that for my nisa.

Damn!
This was my first time doing Furusato Nouzei and those amazon cards actually pulled me in
Making money for free?! Who wouldn't do that!

I'm in a similar situation, I took about a month to choose regular NISA vs Tsumitate NISA. I decided to go for the NISA because I wanted to take advantage of Foreign ETF's but in reality, I have chosen to go with self-reinvesting mutual funds for my regular NISA. My current plan is to stick self-rei...

Thank you for your reply. Yea I have pretty much decided on saving 1mil of my 3 for an emergency fund. My wife also has about 1.5mil saved and currently, her full salary goes into savings while mine is used for living expenses. Putting the extra in a tokutei account is a good idea actually, getting ...

1. not sure I understood you right, but rolling over a NISA account only allows you to move up to the limit into the new account, right? So if the expiring year is worth 1.4 million you could only move 1.2 million and the excess would have to go into a taxable account or be sold... Here is what I r...

I entered into the working world 5-6 years ago and have managed to save up about 3 million yen. When NISA first came out I was somewhat interested but my naive younger self kept saying "Stocks?? Do you want to gamble your savings??" Sometime this year, maybe after getting married I started...