Search found 201 matches

by OkiBum
Thu Feb 01, 2024 2:31 am
Forum: Banking
Topic: Credit Card - Suggestion
Replies: 1
Views: 884

Credit Card - Suggestion

I currently use the Rakuten ANA Card which gives me 1 mile for every 200 yen spend with no annual fees. My monthly cc spend is quite high and want to make better use of miles in comparison to 200 JPY = 1 mile I have heard around the forum about the Marriott Bonvoy AMEX card. It that the best recomme...
by OkiBum
Mon Feb 14, 2022 1:26 am
Forum: Promo codes and affiliate links
Topic: Nosh (healthy frozen meal delivery)
Replies: 11
Views: 9514

Re: Nosh (healthy frozen meal delivery)

Interesting. Let us know how the taste is. Very keen on this!
by OkiBum
Wed Nov 10, 2021 12:47 am
Forum: RetireJapan
Topic: RetireJapan Online Conference
Replies: 34
Views: 15532

Re: RetireJapan Online Conference

Somewhat contradictorily, we may have to limit numbers if we get close to 500, so if you are interested in attending live, please sign up as soon as possible on the event page: https://www.retirejapan.com/rjconf2021/ There is no confirmation if you sign up, is there? I think I signed up with my ema...
by OkiBum
Tue Nov 02, 2021 3:00 am
Forum: General
Topic: Cashing out
Replies: 29
Views: 4125

Re: Cashing out

I just reread the thread and realized that you said you have 25x what you need in annual spending. By this do you mean that, at this time, your investment returns would provide 25x more than what she would need annually (3m?) Or that your total investments equal 25x times 3m? Ha, ha, if I had 75m a...
by OkiBum
Tue Nov 02, 2021 2:34 am
Forum: General
Topic: Crypto interest account
Replies: 3
Views: 1327

Re: Crypto interest account

I use nexo to store my crypto and they provide 4-5% interest.

Let me know if you have any questions.
by OkiBum
Wed Sep 22, 2021 5:19 am
Forum: General
Topic: PR Application Denied - follow up meeting
Replies: 28
Views: 6189

Re: PR Application Denied - follow up meeting

This might shed some light to your situation: My wife applied for PR last year and had her application rejected. (I am a Japanese national through Naturalization) We went to the immigration office to ask the reason for the rejection. A senior officer took out the time to meet us and was quite polit...
by OkiBum
Mon Sep 13, 2021 12:59 am
Forum: General
Topic: PR Application Denied - follow up meeting
Replies: 28
Views: 6189

Re: PR Application Denied - follow up meeting

This might shed some light to your situation: My wife applied for PR last year and had her application rejected. (I am a Japanese national through Naturalization) We went to the immigration office to ask the reason for the rejection. A senior officer took out the time to meet us and was quite polite...
by OkiBum
Tue Aug 31, 2021 6:57 am
Forum: Legacy NISA (~2023)
Topic: Which to sell?
Replies: 17
Views: 4866

Re: Which to sell?

I think #3 is the clear winner here. Glad I asked here before selling :D

Never really put in much thought of which funds to sell in the past, new experience, thanks to RJ :)
by OkiBum
Tue Aug 31, 2021 6:37 am
Forum: Legacy NISA (~2023)
Topic: Which to sell?
Replies: 17
Views: 4866

Re: Which to sell?

https://www.japan-guide.com/e/e2206.html Japan guide mentions that I only need to report: - if they have side income of more than 200,000 yen So if I sell units worth 390k (to be on the safe side) and my cost of units purchased is 200k, that would mean that my side income is 190k hence I don't need ...
by OkiBum
Tue Aug 31, 2021 6:31 am
Forum: Legacy NISA (~2023)
Topic: Which to sell?
Replies: 17
Views: 4866

Re: Which to sell?

If I sell crypto, I approximately need to pay approx 20% capital gains correct? No, crypto gains are treated as miscellaneous income. So it gets lumped in with your salary, etc, and affects your tax band and residence tax too. You pay whatever the tax works out at for your band, after deductions. I...