RetireJapan

but rather at your marginal tax rate for income. So if your marginal tax rate is low the crypto might be relatively better Could you mind explaining this in detail. This is linked to my annual income at my full time job? So if my annual salary is 4 million or 6 million or 8 million; my taxes on cry...

Pay the minimum amount till you can take advantage of the tax break. After that, if you value peace of mind over returns, pay off the loan as fast as you can. If I were you, I would continue making the normal payments because of the low interest rates and use the excess cash to invest in low cost mu...

Kind of depends on the amount, as crypto is treated as ordinary income (top tax band = 55% :? ) Ok let me get more specific then. I need approximate 400,000 in capital from selling my funds. If I sell crypto, I approximately need to pay approx 20% capital gains correct? If I need 400k in capital, i...

If I sell option 3, I need to pay taxes though. This would require me to sell more units than I want in order to consider capital gains.

Option 1 and 2 were invested in 2018 so how does it affect the space/limit?

Am I missing something?

Which one to sell? 1) Fund A: Up by 65% in NISA 2) Fund B: Up by 30% in NISA 3) Crypto: Up by 100% in Taxable Account Reason for selling: Need capital to make some unforeseen expenses. I am leaning towards selling a part of "Fund A", but I needed some validation. :lol: Any advise is apprec...

pfdsa wrote: ↑Thu Aug 26, 2021 7:27 am

OkiBum wrote: ↑Thu Aug 26, 2021 6:54 am I naturalized last year. I am still in my early 30's but happy to answer any questions on this matter.

Naturalized and living in Okinawa? I'm jealous

Haha yes! Hopefully you get to make it back here soon!

adamu wrote: ↑Thu Aug 26, 2021 8:44 am

OkiBum wrote: ↑Thu Aug 26, 2021 6:54 am happy to answer any questions on this matter.

Oh, congrats

The wiki article on Naturalisation is pretty sparse

sure, happy to contribute. let me know how to get started.

I'd also recommend recording the online conference so that it can be shared and re-watched.

I naturalized last year. I am still in my early 30's but happy to answer any questions on this matter.

I use this exchange for my crypto purchases and can confirm that all my holdings are intact!

Thanks for sharing the article though!