RetireJapan

> captainspoke Thanks, that's good to hear you found the education costs reasonable. I might have exaggerated about blackouts and I hadn't experienced them much in Japan, but with all the power lines above ground and lots of typhoons it was quite common to hear about blackouts in the news. I'm think...

Hello, I would like to hear opinions from other people who at some point had to make a decision to settle and raise their children in Japan vs their home country. I had good 7 years in Japan, got my PR, married a Japanese and had a baby. I was happy and was planning to stay there for good. That's wh...

You don’t need to worry about exit tax unless you have over 100million yen in stocks and bonds. Ah great, then that's one less thing to worry about. Whatever resident status you hold you need a compelling reason to be out for over one year. Oh no, that changes everything. :o I wrongly assumed the 5...

Hello, my wife and I are considering moving to my home country for a few years. The reasons are: wife would like to experience living outside of Japan I also miss my home country and wouldn't mind being back there for a while we are expecting a baby very soon, so going now and coming back before the...

Hello, maybe a stupid question but here goes: My company did the year end tax adjustment and I submitted my statement for ideco so it should be taken into account with my last salary already. I also have to file the kakuteishinkoku because I used a lot of furusato nozei. Since my company already too...

Hello, I have a NISA at Rakuten Securities and have set up the monthly contribution of 50,000 yen with my credit card. This month they subtracted 50,000 yen from my card that will be invested in January. But does this mean it goes into my 2020 NISA automatically? I thought I'd have to apply/open a N...

Hello, my money has been sitting in my bank account for years now and I finally decided to try investing some with NISA. I just opened my account at Rakuten Securities. I know very little about investing, don't have a strategy, and am not very motivated to read a lot about it very soon, but anyway I...

Omg, that's eye-opening. I knew that having your own savings on top of the normal pension is kind of important, but I didn't know that you would be completely screwed without. What happens to people with a pension that small and who don't have a lot of savings and maybe don't own a house? Is there a...

Thanks for the quick replies! So basically you gain some considerable tax savings but you risk not being able to access your money in case you ever really need to before 60. Maybe I'm too pessimistic, but I'm just worried that I get terminal cancer or something out of nowhere, and then I cannot enjo...

Hello, I just stumbled upon this site and try to get my head around all this stuff. Up until last weekend I never thought about retirement before. I have three questions and would appreciate if someone could answer these. 1. Can you stop payments at any point? It says the minimum payment is 5,000 ye...