RetireJapan

I think in Japan they would probably be taxed as “occasional income” but please check! The other thing is I’m not sure if people are allowed to hold premium bonds if they live in Japan. ABOVE is kind of part of my question : Where do I claim interest earned from high interest savings account and Gu...

***Please let us know which institutions they work at so we can keep away from them :lol: ***** :D I prefer not to name names -- but one of the biggest banks in Japan. **** If you can afford to pay more for your mortgage, why not start preparing to do so anyway, and keep that money in a separate ba...

Yes, this all makes sense to me. And I agree it will be a slow -- small increase over the next few years like you said probably somewhere like 0.25-0.75% --I can see that happening based on what I have read. I think the client I was speaking to who is high up person in the financial district might h...

Thank-you for your responses -- you are echoing my thoughts on the matter as well -- I do hope that nothing crazy happens over the next 3-5 years -- but hopefully with your responses my husband will consider my advice which was to wait and monitor the situation and stick with the variable until we e...

Hello ! My husband and I have been debating back and forth about our mortgage recently these days with the interest rates going up in Japan, should we continue with our variable/ floating interest rate which is currently at 0.725% -- with 21 years left to pay off our mortgage which owing now is arou...

To be honest -- I did all the research about 3 years ago now -- to choose the funds for my ideco -- I did simulations and found out my risk comfort level -- and then did a lot of pouring over documents to research about suggested funds for my risk comfort level -- and then after calculating and asse...

Hello! I don't know where to post this to get the best answer --- I need some guidance and help with opening up a New NISA 2024 style -- I will start with some background about my situation : 1. I am a Canadian woman living in Japan -- I am aged 40-45 2. I have been Investing in iDeco for the last t...