RetireJapan

As someone who is probably 4 or 5 years out from a home purchase - how high are these interest rate increases expected to continue? Kind of a crystal ball question, but should I be expecting 2%, 3% or even higher 5 years down the line?

I don't think it's worth switching due to the out of market risk and fees involved. For SBI's iDeCo, I go with 93% ｅＭＡＸＩＳ　Ｓｌｉｍ　全世界株式（除く日本） 7% ｅＭＡＸＩＳ　Ｓｌｉｍ　国内株式（ＴＯＰＩＸ） Which is a rough approximation of the all country fund (although 6% Japan is more accurate recently ) Cheers! Unfortunately when she ...

Hi all. I'm American and don't use an iDeCo account, but my Japanese wife does have one through SBI. She doesn't have a ton in it at the moment (probably around 1.3 million yen) because we previously lived overseas. She'll continue to save the max each month (around 23,000 yen). Wife has 25 years un...

Hi all. We are considering the best path forward to maxing the new NISA (for wife, not myself). She has around ¥11mm in a taxable account and wants to use this to fill her NISA. She can save ¥150,000 per month of new money. This is higher than what we would normally save for her but she/we want to m...