Search found 15 matches

by torata
Sun Aug 25, 2024 12:36 am
Forum: Stock market investing
Topic: Asset allocation before/during Retirement
Replies: 42
Views: 7556

Re: Asset allocation before/during Retirement

Slightly off topic, but relating directly to the question above. I think it'll probably be quite difficult to get an annuity from the UK while tax-resident in Japan. My wife wanted to vest her private pension in the UK into an annuity while the rates were good. When I called the various best buy an...
by torata
Fri Aug 23, 2024 5:22 am
Forum: Stock market investing
Topic: Asset allocation before/during Retirement
Replies: 42
Views: 7556

Re: Asset allocation before/during Retirement

Ben said he would investigate about what might be on offer in Japan in relation to annuities. Yes, I am overdue on this one! Just a quick Google and went with Legal & General calculator not bad annuity rates. (Biggest provider of annuities in the UK) I would take at a guess that you could get b...
by torata
Fri Aug 23, 2024 5:01 am
Forum: Stock market investing
Topic: numbers in Monex trading history don't add up
Replies: 2
Views: 1173

Re: numbers in Monex trading history don't add up

I suspect it's because they work on averages, not individual buys and sell lines
If you get the electronic contract note for the sell, you'll see their figures.
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torata
by torata
Fri Feb 23, 2024 4:17 am
Forum: New NISA (2024~)
Topic: Moving outside of Japan
Replies: 24
Views: 3744

Re: Moving outside of Japan

Adam I take the point about US tax treatment of assets held overseas, but the wider question of 'what happens to my NISA if I move overseas permanently or temporarily' is probably useful to a number of people. Ok got it. Was clarifying because you specifically quoted the point about PFICs and that'...
by torata
Fri Feb 23, 2024 4:15 am
Forum: Stock market investing
Topic: ETFs being wound up
Replies: 3
Views: 1049

ETFs being wound up

Question is: Do Toshi shintaku trusts also get wound up? There's a bit of background to explain the question: One of the ETFs I have 'Nikkei 400 Small and Mid-cap' (ticker: 1492, Mitsubishi UFJ) is being wound up because it's become too small and now inefficient to run. It's mostly in a general acco...
by torata
Fri Feb 23, 2024 3:20 am
Forum: New NISA (2024~)
Topic: Moving outside of Japan
Replies: 24
Views: 3744

Re: Moving outside of Japan

This might be the biggest point in Tkydon's post.avoid issues. But again, I'm no expert on this. I looked into what happens to NISA investments if you go abroad and are non-tax resident in Japan for say a year. The point is less about being Japanese tax resident, and more about what restrictions be...
by torata
Fri Feb 23, 2024 2:14 am
Forum: New NISA (2024~)
Topic: Moving outside of Japan
Replies: 24
Views: 3744

Re: Moving outside of Japan

You will need to be careful when you receive your US Greencard that you don't fall foul of PFIC. (Others can elaborate) This might be the biggest point in Tkydon's post. I'm not sure of the details, but it might pragmatically mean basing all your investments in US brokerages instead of Japanese one...
by torata
Sat Feb 03, 2024 12:08 am
Forum: Stock market investing
Topic: Questions about Building Dividend Stock Portfolio
Replies: 18
Views: 2295

Re: Questions about Building Dividend Stock Portfolio

Hello, l'm hoping someone could help me with this: Is there a significant difference (aside from currency exchange rate) between investing directly in the VYM ETF in USD through SBI and getting a Japanese fund that benchmarks the VYM, like the SBI-SBI V US High Dividend Stock Index Fund? My income ...
by torata
Mon Jan 29, 2024 5:44 am
Forum: Stock market investing
Topic: Questions about Building Dividend Stock Portfolio
Replies: 18
Views: 2295

Re: Questions about Building Dividend Stock Portfolio

Maybe I’m looking at the wrong tab on the SBI website. All other dividend stock options I see that are NISA compatible are similar to the one I posted above. SBI Dividend yield ranking: https://site0.sbisec.co.jp/marble/fund/ranking/fundranking.do?Param6=yield&Param7=monthly&Param8=all http...
by torata
Mon Jan 29, 2024 5:19 am
Forum: RetireJapan for Dummies
Topic: Representative Director - Risks without Rewards
Replies: 18
Views: 13937

Re: Representative Director - Risks without Rewards

I became 代表取締役, kind of by default, for a small company I was a senior manager at when the then CEO and代表取締役, who was terminally ill, decided to give back her gaijin card to immigration on the spur of the moment when she went to Europe to spend more time with her boyfriend. It was only after all the...