Search found 6 matches

by printingmoney
Fri Nov 25, 2022 4:15 pm
Forum: General
Topic: So what’s your retirement withdrawal strategy going to be?
Replies: 29
Views: 5129

Re: So what’s your retirement withdrawal strategy going to be?

Will pay off my mortgage aged 57 or 58 (43 now). I pay Class 3 NI contributions every month. Should have 33 out of 35 years by the time I reach retirement, maybe even a full 35 years. I of course pay into the Japanese pension. Should have 35 or so years in that by the time I retire. I max out my ts...
by printingmoney
Mon Nov 21, 2022 3:11 pm
Forum: General
Topic: So what’s your retirement withdrawal strategy going to be?
Replies: 29
Views: 5129

Re: So what’s your retirement withdrawal strategy going to be?

Will pay off my mortgage aged 57 or 58 (43 now). I pay Class 3 NI contributions every month. Should have 33 out of 35 years by the time I reach retirement, maybe even a full 35 years. I of course pay into the Japanese pension. Should have 35 or so years in that by the time I retire. I max out my ts...
by printingmoney
Sun Nov 20, 2022 2:07 am
Forum: Stock market investing
Topic: Pros and cons of emaxis slim vs vanguard etf
Replies: 10
Views: 2747

Re: Pros and cons of emaxis slim vs vanguard etf

Well said, in addition there are lots of free points to be had with trusts. Along with the benefits of automating purchases easily. In Japan most mutual funds winout over ETFs. If you are married to American ETFs Monex has a DRIP program that would make the dividends less painful. Fair point. How a...
by printingmoney
Fri Nov 18, 2022 6:44 am
Forum: Stock market investing
Topic: Pros and cons of emaxis slim vs vanguard etf
Replies: 10
Views: 2747

Re: Pros and cons of emaxis slim vs vanguard etf

The eMaxis Slim most people talk about here is the mutual fund (investment trust) version and not the ETF. Its yen-denominated and has no distributions so its more efficient in that sense (no taxation on dividends for example). Are you already making use of your NISA and iDeCo? Those are tax free v...
by printingmoney
Fri Nov 18, 2022 6:42 am
Forum: Stock market investing
Topic: Pros and cons of emaxis slim vs vanguard etf
Replies: 10
Views: 2747

Re: Pros and cons of emaxis slim vs vanguard etf

The eMaxis Slim most people talk about here is the mutual fund (investment trust) version and not the ETF. Its yen-denominated and has no distributions so its more efficient in that sense (no taxation on dividends for example). Are you already making use of your NISA and iDeCo? Those are tax free v...
by printingmoney
Wed Nov 16, 2022 2:47 am
Forum: Stock market investing
Topic: Pros and cons of emaxis slim vs vanguard etf
Replies: 10
Views: 2747

Pros and cons of emaxis slim vs vanguard etf

Hello all, I discovered this forum on fb recently and I'm so greatful to have found a space where we can get some investing related questions answered by foreigners like myself living in Japan. I'm a NON-US national living in Japan and have been investing in vanguard's VTI and VXUS etfs via SBI for ...