RetireJapan

I really appreciate the insight. Thank you for that. Shinsei said they would be happy to give me a loan, just not for that house. They even said other banks wouldn't have a problem with that house. I have no outstanding loans, been at the same company for 8 years and pay everything on time. At least...

It appears that the issue with Shinsei Bank was the Building Coverage Ratio. I was told that other banks are not so strict. Is that true of Aeon Bank?

Thank you so much! I will give them a try.

Hello, home loan experts. I have a question for you. I just applied for a loan through Shinsei bank for an old home (built in the 1960s) in Kyoto and was rejected because *the property did not meet the criteria". I am looking for a bank that will loan money for an old house + remodeling costs f...