Search found 7 matches

by cru42
Sat Sep 07, 2024 11:15 am
Forum: Pension
Topic: UK stakeholder pension
Replies: 6
Views: 570

Re: UK stakeholder pension

Thanks Beanhead and Adamu. That QROPS scheme looks complicated, but I’ll do some more research. :geek: Tempted to leave the pension as it is for now, and take at least 25% as a lump sum at the earliest chance possible (age 57). Guess I'll have to consult an English speaking financial advisor and/or...
by cru42
Sat Sep 07, 2024 10:49 am
Forum: Pension
Topic: UK Pension Gateway Access
Replies: 5
Views: 909

Re: UK Pension Gateway Access

There was a time when you could create a Gateway Account and Password. Then, all the old accounts expired and were deleted, or maybe if you hadn't logged in for a long time... This was my status until recently... however, I was able to login again and see my pension info, forecast etc, when my old ...
by cru42
Mon Aug 26, 2024 11:25 am
Forum: iDeCo
Topic: Rebalancing in iDeCo after my 65th birthday
Replies: 7
Views: 1385

Re: Rebalancing in iDeCo after my 65th birthday

ChapInTokyo wrote: Thu May 02, 2024 8:21 am I understand that you can only make contributions to iDeCo until you are 65 but you don’t need to cash it out until you are 75.
Mine says I must choose before 70 ( from options such as cash out, lump sum + regular payments etc.) or they will automatically cash all out at 70.
by cru42
Sun Aug 25, 2024 9:07 am
Forum: Stock market investing
Topic: Asset allocation before/during Retirement
Replies: 42
Views: 4071

Re: Asset allocation before/during Retirement

This is the same message I was given in writing by a leading UK pensions and investment provider.
The only option given was to cash out my DC pension started with them long ago.
I hold a UK passport and have Japanese PR.
by cru42
Tue Jul 02, 2024 12:18 pm
Forum: General
Topic: For Brits: it's time to vote
Replies: 66
Views: 7195

Re: For Brits: it's time to vote

My postal voting pack arrived today (2 July) in Tokyo.

I received a separate proxy voting pack a week ago. This also included my vote in person details.

Oh well.
by cru42
Mon Apr 29, 2024 7:58 am
Forum: Inheritance/Estates
Topic: Japan Deemed Inheritance Tax on Pensions/Annuities
Replies: 15
Views: 56533

Re: Japan Deemed Inheritance Tax on Pensions/Annuities

Book/video royalties and the like that produce income after death are also considered deemed inherited assets, Ben, so it may well be something that concerns you at least tangentially. No worries there, my wife will have no problems paying tax on the lifetime value of earning 6,570 yen a month in p...
by cru42
Mon Oct 24, 2022 1:45 am
Forum: Pension
Topic: UK State Pension newbie
Replies: 126
Views: 29697

Re: UK State Pension newbie

Hello, Long time lurker but first time poster. Learned lots here - thank you. I tried logging onto my gov.uk account last night to check my pension info. However, a system message warned me that my User-ID was being reset since I had last logged on during summer 2019. It then allocated me a new user...