Search found 14 matches

by Snoochibear
Fri Jun 21, 2024 7:16 am
Forum: Real Estate
Topic: Home loan possible for retiree?
Replies: 22
Views: 2433

Re: Home loan possible for retiree?

Heck, I'm just curious to hear from any other FIRE people out there that have retired early in terms of experience trying to get a bank loan in Japan.
by Snoochibear
Thu Jun 20, 2024 11:08 am
Forum: Real Estate
Topic: Home loan possible for retiree?
Replies: 22
Views: 2433

Re: Home loan possible for retiree?

Loving this forum & so much appreciate everyone's input! Yes, I also can't understand why employment income is somehow considered more secure than retirement income. I guess the FIRE people living in Japan better take this in consideration if they haven't already purchased a home. At any rate, w...
by Snoochibear
Thu Jun 20, 2024 3:54 am
Forum: Real Estate
Topic: Home loan possible for retiree?
Replies: 22
Views: 2433

Home loan possible for retiree?

I'm a Japanese resident with significant retirement income. I currently work part time as well, but so far SBI Shinsei and SMBC Prestia where I have accounts with have told me I can't get a home loan if I don't have "full-time" employment. Anyone else able to qualify for home loan in Japan...
by Snoochibear
Thu Jun 20, 2024 1:41 am
Forum: Banking
Topic: Wise now has a Tier 1 license: large transfers coming soon
Replies: 15
Views: 2752

Re: Wise now has a Tier 1 license: large transfers coming soon

Smalldog, We decided to delete the Wise account. Wise customer service is incredibly incompetent. They can't even tell us how to link my wife's Japanese bank account. Can't answer basic Qs. This was my second call to customer service and neither agent knew how to advise us or help us set up a transf...
by Snoochibear
Thu Jun 20, 2024 12:58 am
Forum: Banking
Topic: Wise now has a Tier 1 license: large transfers coming soon
Replies: 15
Views: 2752

Re: Wise now has a Tier 1 license: large transfers coming soon

Thanks for the quick reply Smalldog! I will contact them again. Meantime, can you share how exactly you get the money into the Wise account for transferring and what service charges you pay to move the money from your bank to Wise. Are you able move all the money at one time or are you restricted to...
by Snoochibear
Thu Jun 20, 2024 12:11 am
Forum: Banking
Topic: Wise now has a Tier 1 license: large transfers coming soon
Replies: 15
Views: 2752

Re: Wise now has a Tier 1 license: large transfers coming soon

Hi, I'm new to using Wise. I was recently helping my Japanese spouse sign up for an account. She want to send a large sum of inheritance money (10 million) to her brother in the US. So far it's been a real headache trying to do that through Yucho. They wanted all kinds of documentation to show famil...
by Snoochibear
Tue Nov 14, 2023 8:35 am
Forum: RetireJapan for Dummies
Topic: Finally! Spouse Residence Status! 5 yrs!
Replies: 2
Views: 1890

Finally! Spouse Residence Status! 5 yrs!

Many thanks to everyone who replied to my original post entitled: "Moving to Japan from the US https://www.retirejapan.com/forum/viewtopic.php?t=2626&start=10 Just some background, My Japanese spouse & I have lived in the US for many yrs. We were trying to get spouse visa for me in orde...
by Snoochibear
Mon Sep 11, 2023 10:37 am
Forum: Taxes
Topic: Tax on world wide income 5 of 10 years Qs
Replies: 6
Views: 2756

Re: Tax on world wide income 5 of 10 years Qs

Yes, of course, no problem & I will. Also, just read this in the Status of Forces Agreement between the US and Japan, Article XIII, paragraph 2, ...Periods during which such persons are in Japan solely by reason of being members of the United States armed forces, the civilian component, or their...
by Snoochibear
Mon Sep 11, 2023 2:45 am
Forum: Taxes
Topic: Tax on world wide income 5 of 10 years Qs
Replies: 6
Views: 2756

Re: Tax on world wide income 5 of 10 years Qs

Captainspoke, Thank you for your reply. I checked the following link that you provided me last fall, which appears to say that I would be considered a "non-resident" for tax purposes until I have lived in Japan at least one year. https://www.nta.go.jp/taxes/shiraberu/shinkoku/tebiki/2021/p...
by Snoochibear
Sun Sep 10, 2023 8:11 pm
Forum: Taxes
Topic: Tax on world wide income 5 of 10 years Qs
Replies: 6
Views: 2756

Tax on world wide income 5 of 10 years Qs

Appreciate anyone's insight on several tax Qs Moving to Japan on spouse visa end of this year, early next. My wife and I have been married for 38 years and are in our sixties and want to live in Japan semi-retired for next 5-10 years. I've lived in Japan for total of 10 years in the past (college st...