RetireJapan

I don’t anticipate needing to touch my investments for at least 10 years, probably 15. The question is if the market drops, will you be able to avoid panic selling and locking in the losses? If not, then you need to be looking at less risky options than stocks. For you it sounds like you might want...

Global low cost diversified index funds in a reinvesting mutual funds structure. Prioritize your iDeco first, then your NISA, if you are here for the long-term. Cash as a cushion, foreign bonds could offer some extra yield but the currency risk does not make them a sure bet. Domestic bonds, and dom...

Your all-country fund already includes Japan in its appropriate ratio. So buying any Japan fund would be overweighting Japan in your portfolio. If you have salary in yen, property here etc I would argue that this is unnecessary. ... Stock index funds and a pile of cash is a decent strategy (how muc...

Post by JAH » Mon Jun 10, 2024 11:52 pm I’m already 55, planning to work until 65, but I’m completely new to investing. I’ve just got an SBI NISA account up and running and have started by maxing out the Tsumitate portion with the E-Maxis Slim all-country fund. I’m now wondering what to do with the ...

As the wiki mentions, 75% of the decedent's pension means that much of the earnings-related part of the Employees' Pension, so you have to remember not to include Basic Pension amounts if the pensioner has been receiving them. But the 75% portion of the earnings-related part of the pension would co...

beanhead wrote: ↑Thu Mar 09, 2023 2:49 am There are all sorts of options, it seems.
It depends on what age the breadwinner dies, and if there are children as well.

I am off to do some exercise today. Thanks for the prodding

Haha, happy to have provided motivation

Thanks. OK so if I read that correctly then the widow’s pension for the National Pension is only payable up to age 65, but for the Employees’ Pension there’s no restriction, so my wife’s pension would increase if I died first. That’s what I was hoping, so I hope that’s how it works.

Sorry if this is a dumb question, but I haven't been able to find a clear answer online. I know there's a "survivor's" pension that applies under certain conditions if someone dies while still paying in, but what happens when one of a husband/wife couple dies after they both reach 65 and s...

If all else fails you should be able to call them and ask them to send you a paper application form: https://www.rakuten-sec.co.jp/web/support/contact/ Thanks for the reply. I did actually try that "new customers" number as well a few days ago, but gave up after just being kept on hold fo...

(New to the forum, so apologies if this is the wrong place or this question has already been answered.) I'm also new to investing and have a lot to learn, but decided to start by setting up a regular NISA account with Rakuten. Or trying to. I'm currently stuck in a cycle that goes like this: 1. I in...