Search found 791 matches

by TokyoBoglehead
Thu Sep 14, 2023 1:24 am
Forum: New NISA (2024~)
Topic: New Nisa - Sale and Repurchase Explanation. (Via JPX)
Replies: 3
Views: 5823

New Nisa - Sale and Repurchase Explanation. (Via JPX)

非課税枠の再利用とは? What is tax-exempt reuse? 「『新しいNISA』で保有している資産を売却すると、非課税保有限度額に空きができて、その分だけ翌年以降に再度購入できるということです。株式や投資信託を買ったときの金額で計算されるので、100万円で買った株式が200万円に上がったときに売ったとしても、再利用できるのは100万円分だけです」 When you sell assets held in the "New NISA," you free up space in your tax-exempt holding limit, and that a...
by TokyoBoglehead
Wed Sep 13, 2023 5:36 am
Forum: New NISA (2024~)
Topic: How will the re-investment work?
Replies: 30
Views: 89016

Re: How will the re-investment work?

I could use up 100,000 yen's worth, sell it, and still have 300,000 yen left to use. So selling and reinvesting is not an issue, as long as I don't max out the 400,000 yen limit. What are people talking about with regard to the 新NISA? What's the difference? Example 1 - Classic Regular Nisa -> 1,200...
by TokyoBoglehead
Wed Sep 13, 2023 5:30 am
Forum: New NISA (2024~)
Topic: How will the re-investment work?
Replies: 30
Views: 89016

Re: How will the re-investment work?

I'm wondering, given these steps: 1. put in 100000 2. it grows to 150000 3. take out 50000 how much of the limit will I get back? 25000? how is it calculated? is it by number of stocks multiplied by original purchase price? what if the purchases span over several months/years? is it by average? or ...
by TokyoBoglehead
Wed Sep 13, 2023 3:31 am
Forum: iDeCo
Topic: What happens to iDeCo accounts when you die?
Replies: 12
Views: 11373

Re: What happens to iDeCo accounts when you die?

Would the best idea be to cash in when you've finished paying and moving it to your taxable account at SBI or wherever (or NISA if you have spare)? Tax-wise I assume that'll be about the same as drawing down from iDeCo (?). Even if not, it'll be easy for your spouse to withdraw. Considering your in...
by TokyoBoglehead
Wed Sep 13, 2023 3:16 am
Forum: New NISA (2024~)
Topic: How will the re-investment work?
Replies: 30
Views: 89016

Re: How will the re-investment work?

I could use up 100,000 yen's worth, sell it, and still have 300,000 yen left to use. So selling and reinvesting is not an issue, as long as I don't max out the 400,000 yen limit. What are people talking about with regard to the 新NISA? What's the difference? Example 1 - Classic Regular Nisa -> 1,200...
by TokyoBoglehead
Tue Sep 12, 2023 9:17 pm
Forum: New NISA (2024~)
Topic: How will the re-investment work?
Replies: 30
Views: 89016

Re: How will the re-investment work?

I'm wondering, given these steps: 1. put in 100000 2. it grows to 150000 3. take out 50000 how much of the limit will I get back? 25000? how is it calculated? is it by number of stocks multiplied by original purchase price? what if the purchases span over several months/years? is it by average? or ...
by TokyoBoglehead
Tue Sep 12, 2023 9:15 pm
Forum: Spending and Frugality
Topic: Using Rakuten Mastercard on Amazon.co.jp now gives 0.2% points
Replies: 10
Views: 13600

Re: Using Rakuten Mastercard on Amazon.co.jp now gives 0.2% points

SMBC NL GOLD (5000 yen) - (For Tsumutate and 5% points at conbinis) - Visa touch/iD I just took a quick look at this, if 1M is spent in a year, the card will be free from the following year on? :shock: 通常 5,500円(税込) 年間100万円のご利用で翌年以降の年会費永年無料 that sounds similar to epos (except they're unclear in ter...
by TokyoBoglehead
Tue Sep 12, 2023 11:42 am
Forum: Stock market investing
Topic: SBI証券 trading conditions
Replies: 6
Views: 11696

Re: SBI証券 trading conditions

adamu wrote: Tue Sep 12, 2023 10:44 am
JapHans wrote: Tue Sep 12, 2023 9:36 am focus on holding high/stable shares of Japanese companies
..... doing a market order is better.
I strongly disagree with this. Limit orders (marketable limit orders) are the way to go.

https://www.bogleheads.org/wiki/Order
by TokyoBoglehead
Tue Sep 12, 2023 8:17 am
Forum: New NISA (2024~)
Topic: How will the re-investment work?
Replies: 30
Views: 89016

Re: How will the re-investment work?

The allocation that you sold should become available again from the beginning of the next year, roughly. There are possibly some edge cases to think about. In the basic case, say if you buy 1,000,000 yen’s worth in your nisa during 2024, max your nisa out, but then sell what you bought for that 1,0...