Search found 6 matches

by Gloria
Sun Jul 28, 2024 6:45 am
Forum: Insurance
Topic: LOW retirement income-how about insurance/taxes?
Replies: 13
Views: 11193

Re: LOW retirement income-how about insurance/taxes?

Thank you, Tkydon, for that very detailed reply. I need to reread it and go to all your links. However, real quick, I am aware of the "based on last year's salary" part of the taxation/insurance. My husband retired in 2023 and our combined health insurance was almost ¥900,000! I did know i...
by Gloria
Sat Jul 27, 2024 7:31 am
Forum: Insurance
Topic: LOW retirement income-how about insurance/taxes?
Replies: 13
Views: 11193

Re: LOW retirement income-how about insurance/taxes?

That is just pension. Don't worry, we have money to live on! I was just wondering about how the insurance/taxes would play out on such a low annual income. I thought there might be other part timers here who have retired with a similar low pension.

Thanks.
by Gloria
Sat Jul 27, 2024 2:30 am
Forum: Insurance
Topic: LOW retirement income-how about insurance/taxes?
Replies: 13
Views: 11193

LOW retirement income-how about insurance/taxes?

Don't know if I should laugh or cry.... At my current age, 58, the National Pension website is telling me my pension at retirement will be ¥375,000 A YEAR. I have been a part-timer for many many years. It might go up a bit when I check the other system I was in for about 5 years as a full-time teach...
by Gloria
Fri Apr 28, 2023 12:37 am
Forum: Banking
Topic: higher rate on savings?
Replies: 6
Views: 2139

higher rate on savings?

Is there anything in Japan that pays a decent interest rate on savings? I keep hearing about CDs in the US paying 5%. Does Japan have something similar? (I am not looking for investment accounts, just savings). TIA
by Gloria
Thu Dec 15, 2022 2:47 am
Forum: Real Estate
Topic: Budgeting for house maintenance
Replies: 9
Views: 2476

Re: Budgeting for house maintenance

if you have damage to your roof it can be claimed on fire insurance. We just got back 400,000 yen on a 650,000 yen repair. I told a friend about this and her company paid 270,000 on a 240,000 repair!!!!
by Gloria
Thu Nov 24, 2022 1:57 am
Forum: Pension
Topic: Totalization and age (US)
Replies: 1
Views: 509

Totalization and age (US)

My husband is Japanese and will retire next spring (2023) at 65. He worked in the US (about 11 years) and wants to apply for his US paid social security to be part of his Japanese pension (totalization treaty). According to the US system, his official full retirement benefit age is 66.6 years old. I...