Search found 397 matches
- Fri Mar 21, 2025 8:26 am
- Forum: Stock market investing
- Topic: Sequence of returns risk and the 4% rule
- Replies: 9
- Views: 4550
Re: Sequence of returns risk and the 4% rule
I’m using the Monex Vision app to simulate my safe withdrawal amount, taking into consideration the changing asset mix of my remaining portfolio as the future events unfold. https://i.ibb.co/Xk7wCD5Q/IMG-5426.png One reason for not going by a fixed safe withdrawal rate is because I am currently rent...
- Fri Mar 21, 2025 1:16 am
- Forum: Stock market investing
- Topic: Japanese Stocks in the first Quarter 2025
- Replies: 9
- Views: 3631
Re: Japanese Stocks in the first Quarter 2025
I used to have Toyo Tires and Yokohama tires. Tires seem like a pretty stable business, so maybe I should have kept them. Yes. And Toyo Tires have excellent fundamentals, and high dividends coupled with a pretty modest dividend payout rate. Their US subsidiary has the coolest videos on their YouTub...
- Fri Mar 21, 2025 1:12 am
- Forum: New NISA (2024~)
- Topic: NISA and gift tax
- Replies: 23
- Views: 10598
Re: NISA and gift tax
Thanks Ben and Tkydon! The conversion from Japanese numbers to English always gets me… Anyhow, the free inheritance allowance seems fine to me since the point of the inheritance tax is to keep wealth from becoming concentrated in a privileged class.
- Wed Mar 19, 2025 6:12 am
- Forum: New NISA (2024~)
- Topic: NISA and gift tax
- Replies: 23
- Views: 10598
Re: NISA and gift tax
The 160,000 million yen tax free inheritance allowance for spouses seems pretty generous to me, ymmv. 
https://www.nta.go.jp/taxes/shiraberu/t ... u/4158.htm

https://www.nta.go.jp/taxes/shiraberu/t ... u/4158.htm
- Sat Mar 15, 2025 9:16 am
- Forum: Stock market investing
- Topic: Carson Block on passive investing
- Replies: 9
- Views: 2437
Re: Carson Block on passive investing
A really interesting video. Thanks for uploading it. I googled for the momentum effects of passive investing and this article from 2021 came up. It goes into some detail on the various studies which have been done on this topic. Food for thought! The Consequences of Passive Investing by Chris Yates ...
- Fri Mar 14, 2025 11:24 am
- Forum: Stock market investing
- Topic: Japanese Stocks in the first Quarter 2025
- Replies: 9
- Views: 3631
Re: Japanese Stocks in the first Quarter 2025
I think that a part of it is driven by the smart money getting out of overvalued assets and into assets which are comparatively indervalued (& of course, flight to safety), but yes the Japanese stocks I picked up last year haven’t been too shabby (having said that, my Peptidream and Ulvac stocks...
- Thu Mar 13, 2025 8:55 am
- Forum: Taxes
- Topic: Saved a bit on my income tax payment with the F-REGI credit card tax payment site
- Replies: 1
- Views: 1207
Saved a bit on my income tax payment with the F-REGI credit card tax payment site
This year, I made my kakuteishinkoku income tax payment via the F-REGI website , which allows you to pay your taxes with a credit/debit card. https://i.ibb.co/Qj1X9G9X/2025-03-13-17-53-42-koukin-f-regi-com-d6dbbcd9ced5.png There is a quite a high charge for going this route, which works out at somet...
- Sun Mar 09, 2025 1:45 am
- Forum: General
- Topic: Selling property (short-term investment advice)
- Replies: 5
- Views: 7044
Re: Selling property (short-term investment advice)
Sony bank also offers 0.8% now on 1 year time deposits. If you want to deposit more than 10M yen at a bank, it's good practice to split them up between several banks so your money is covered by the national deposit insurance (protects up to 10M yen for money you keep in current and time deposit acco...
- Fri Mar 07, 2025 3:51 am
- Forum: New NISA (2024~)
- Topic: Strategy for the 2025 NISA
- Replies: 141
- Views: 68057
Re: Strategy for the 2025 NISA
Thanks for the chart. The risk of a strengthening yen is definitely the elephant in the room!
- Sun Mar 02, 2025 1:35 am
- Forum: Spending and Frugality
- Topic: Good English book section at Setagaya-ku Chuo Library
- Replies: 2
- Views: 5560
Good English book section at Setagaya-ku Chuo Library
Just a heads up for residents of Setagaya.
TIL that the Setagayaku Chuo Library has quite a sizable English language books section. Maybe a good way to save money, if you like books?

TIL that the Setagayaku Chuo Library has quite a sizable English language books section. Maybe a good way to save money, if you like books?
