Search found 39 matches

by William
Mon May 13, 2024 3:37 am
Forum: Insurance
Topic: Home (and earthquake) insurance
Replies: 5
Views: 150

Re: Home (and earthquake) insurance

If there is no Earthquake, it's a cost. If there is an Earthquake, and you are displaced because your building is damaged, you would get some compensation... Thank you for your answer. I guess until now I didn't really see the need for such insurance since I don't own the place, and the things I ow...
by William
Sat May 11, 2024 2:17 am
Forum: Insurance
Topic: Home (and earthquake) insurance
Replies: 5
Views: 150

Home (and earthquake) insurance

Hello everyone, I'm reaching out to inquire about your experiences with home insurance. Currently, I'm renting a place that I discovered years ago through イエブル. As part of my rental agreement, there's a mandatory insurance policy covering fire, water damage, and related issues. From what I gather, t...
by William
Sat Apr 06, 2024 12:51 am
Forum: General
Topic: Resigning from seishain position, going freelance
Replies: 16
Views: 638

Re: Resigning from seishain position, going freelance

adamu wrote: Fri Apr 05, 2024 5:14 pm
cocacola wrote: Fri Apr 05, 2024 5:41 am If you mean: have I registered as a sole proprietor? Then, yes, that registration has already been done.
Not that. Look up インボイス制度.
Yes, this new invoice system will be important in dealing with your customers, assuming your customers will be companies and not individuals.
by William
Fri Apr 05, 2024 5:34 am
Forum: General
Topic: Resigning from seishain position, going freelance
Replies: 16
Views: 638

Re: Resigning from seishain position, going freelance

I would say: Can you issue qualified invoices? ^^'
by William
Fri Apr 05, 2024 5:33 am
Forum: General
Topic: Do you use ChatGPT or similar tools?
Replies: 13
Views: 550

Re: Do you use ChatGPT or similar tools?

Usually, it's something like this: "Below is a draft for xxx (kind of relation we have with the person, for example "a contractor") regarding yyy (main topic of the e-mail). Do you see any points to improve?" Then, I copy/paste the draft. You may want to avoid real names in your ...
by William
Thu Apr 04, 2024 4:59 am
Forum: General
Topic: Do you use ChatGPT or similar tools?
Replies: 13
Views: 550

Re: Do you use ChatGPT or similar tools?

I use Gemini daily for: Translations — English to Japanese and Japanese to English. Very useful and a real time-saver, especially when I need to write business nihon-go, which I can't. Of course, you need to speak the language to at least review the writing and be sure Gemini did convey your message...
by William
Thu Apr 04, 2024 4:49 am
Forum: New NISA (2024~)
Topic: NISA and IDeCo - best investment fund choices
Replies: 17
Views: 1121

Re: NISA and IDeCo - best investment fund choices

No, it's not about the risk, it's about the currency. Ideco has a tax free allowance. There are then three cases: yen is getting 1) much stronger, 2) much weaker 3) stays the same, compared to the other currencies that impact your investment (which for an all-world ETF would be dominantly USD). [.....
by William
Wed Mar 27, 2024 4:44 am
Forum: New NISA (2024~)
Topic: NISA and IDeCo - best investment fund choices
Replies: 17
Views: 1121

Re: NISA and IDeCo - best investment fund choices

You can also mix them and use one in NISA and one in ideco. (better to use topix in ideco and all-world in nisa) May I ask your reasoning behind this? If I had to guess, I'd say it's because you consider the Topix slightly riskier, so it's better to play it on long-term, hence the iDeco, whereas th...
by William
Thu Mar 21, 2024 3:43 am
Forum: General
Topic: Tracking Finances in Japan
Replies: 8
Views: 625

Re: Tracking Finances in Japan

I'm not quite sure if it's the kind of software you're looking for, but I use GnuCash — and the free version of MoneyTree to get the latest updates on my credit cards and bank accounts. It's cold, but it also forces you to get familiar with accounting concepts, even to manage your personal finances....
by William
Fri Feb 16, 2024 4:46 am
Forum: Stock market investing
Topic: What to do with cash? Safe, liquid investment options?
Replies: 10
Views: 995

Re: What to do with cash? Safe, liquid investment options?

I use ShinseiBank パワーダイレクト円定期預金, with monthly, 3-month or possibly 6-month investment. Of course, I do retain some cash at all time. I usually go with the monthly investment since the 3-month or 6-month period carries the same interest rate, but yesterday, I was pleasantly surprised to see that for ...