RetireJapan

If I switch to Tsumitate NISA at the end of 2023

Or should I switch right now for 2023, would it keep my current holdings tax-free until 2042? I read it's not possible to switch to T-NISA at the end of 2023.

I have a general NISA ending in 2026 (i.e., started in 2022) and I'm a bit lost about what to do now, with the new NISA coming in 2024. I apologize if any of these questions have already been answered in the forum —there are so many messages and "NISA" returns hundreds of them. 1. If I swi...

I can’t find anybody publicly mentioning using box spreads to get cheaper leverage in the Japanese community, although we do have European-style Nikkei 225 options, brokers offering “basket” orders and several blogs discussing other investing patterns using options. It's very puzzling to me. A Nikke...

The original post's link doesn't work (it lacks the actual referral code). Here is one that works.

mighty58 wrote: ↑Mon Apr 25, 2022 10:31 am If inflation hits 2%

Inflation was 2.2% in March already (if you remove the exceptional "mobile carrier discount" from the 1.7% official CPI).

What portion of your retirement income would be supported by stock sales? (Vs. Pension / fixed income / cash?). Most of it. I'm planning around a 4% permanent withdrawal rate, at the moment. I would use margin loans as an hedge to price volatility, i.e. avoid repayments when my stocks are in a low ...

I don't know where you saw me making any assessment on downturns or upsides. If anything, I'm currently holding cash because I expect a big recession to hit this year. I only asked about what brokers provided margin loans. I also think that …as long as your margin interest rate is much lower than yo...

I'm in the same situation. Same name format. I can't link my Rakuten Card to my Rakuten Securities account because the latter has my correct full name according to all my ID documents and the former has my correct name-without-middle-names according to the industry rules for names on credit cards. M...

But, then you have to pay back this loan, which you would do by selling the underlying assets. Still, it's essentially a loan against the future returns of the assets. Assuming an all-weather low-risk low-return portfolio with a growth rate still greater than the margin rate, it allows to spread yo...

Maybe I should have added that I expect to still have some non-regular source of income in retirement
Using margin loan with no external income would be a weird idea.