RetireJapan

Hi, as a part of my learning I found the following fund https://www.fidelity.co.jp/funds/detail/217004/F In long term it seems to outperform emaxis slim all country, but nobody mentions it here so I wonder what makes it “bad”? I did google on what bluechipstock means and I suppose all country fund h...

Thanks for the answers. Indeed I wish I could just be adding money every year and never needed to withdraw them and I understand the advantage of that. However in few years I might need to use the current money (though I hope not) and seeing that every year such fund consistently adds between 5-30% ...

Hi, I’m trying to wrap my head around short term investing beyond T-NISA so please forgive possibly a very Naive question. (I went through the forum but couldn’t find similar topic) With the new NISA we can invest up to 2mil en in lump sum every year. Looking at past 12months of emaxis slim allcount...

Isn’t there a problem that ideco is taxed when you withdraw it (the whole ideco counts into that years income if I’m not mistaken)? That just allows you to gain by investing your not paid taxes and only to post pone income tax?

Hi, I’m trying to wrap my head around investing and I have possibly completely stupid question. I have just read that S&P index went about 20% up this year and Nasdaq over 40%. I know that this doesn’t happen every year, but still I have to wonder, is it possible to buy these in NISA or another ...

Thanks a lot for the reply. Yes that might be similar. I knew I read that article recently, but couldn’t find it. As for the other system someone mentions in the comments below it’s this https://www.smrj.go.jp/kyosai/tkyosai/about/features/index.html It sounds like you can save for worse time using ...

Hi, I was recommended to take a look at the following possibility how to optimize tax. I imagine it could be of help to others if it works the way it was explained to me. It should be a system where a company makes savings (for itself or employees) and at the same time can part of it use against tax...

Thanks for the input. In our case, we do not have employees and she'd get the money as a boss, which apparently is different in the accounting since you can change that only once a year within certain period and can start only from the beginning of tax period. So I was hoping that is the difference....

Hi everybody, I have gotten some conflicting information recently and I'm wondering if someone in similar situation cant clarify. I'm the main bread maker in our house and my wife having 0 income is under my welfare and pension. In recent years we decided to invest in property and made a godougaisha...

Hi everybody, I have been reading many posts here and understood a lot (I think), but I also got confused myself (maybe even more). I have a tsumitate Nisa at local Kyushu bank for about 2 years. I opened it without understanding much about it as a way to befriend the banker. I run it on full autopi...