Search found 64 matches

by JimmyK
Sat Oct 12, 2024 9:50 pm
Forum: Pension
Topic: change UK state pension from NICs class 3 to 2
Replies: 15
Views: 1621

Re: change UK state pension from NICs class 3 to 2

Yes, that seems to be the case. For Class 3 approval you only need to satisfy 1 of 3 conditions. One of those being having ‘lived in the UK for a period of 3 consecutive years at any time prior to the period you’re claiming for.’ It doesn’t state if that is during adulthood only, so it should apply ...
by JimmyK
Thu Oct 03, 2024 9:06 am
Forum: Pension
Topic: change UK state pension from NICs class 3 to 2
Replies: 15
Views: 1621

Re: change UK state pension from NICs class 3 to 2

BTW, Bushiman, how long did you work in the UK (and how many years contributions did you pay) before leaving? I think I might be ok to challenge the decision on grounds that I worked in UK before leaving for Japan, albeit 5mths later. Just not sure about the contributions. Having said that, I’ve alr...
by JimmyK
Wed Oct 02, 2024 5:45 am
Forum: Pension
Topic: change UK state pension from NICs class 3 to 2
Replies: 15
Views: 1621

Re: change UK state pension from NICs class 3 to 2

Thanks. That’s helpful!
by JimmyK
Sat Sep 28, 2024 10:29 pm
Forum: Pension
Topic: change UK state pension from NICs class 3 to 2
Replies: 15
Views: 1621

Re: change UK state pension from NICs class 3 to 2

Yes, thanks. I just don’t want to challenge the decision via completing another form (or writing a cover letter) until I’ve established a bit more clarity on the rules. My concern being a risk that I might lose the class 3 that I already have. Will try and get what I can from further research and ph...
by JimmyK
Sat Sep 28, 2024 4:29 am
Forum: Pension
Topic: change UK state pension from NICs class 3 to 2
Replies: 15
Views: 1621

Re: change UK state pension from NICs class 3 to 2

Anyone had any luck finding the definition of ‘immediate.’ I left my last job in the UK in Jul/Aug ‘92 (only a 4wk summer job, but some NI contributions paid) then moved to Japan in Jan ‘93. Hard to describe a 5 month gap as immediate, but without clear guidance who knows?
by JimmyK
Sun Sep 22, 2024 9:53 pm
Forum: Pension
Topic: Japan pension
Replies: 40
Views: 2375

Re: Japan pension

The plot thickens. I was originally refused either class 2, or class 3, but was following a protracted follow up process I was eventually accepted for class 3. I imagine this was partly due to the error HMRC made in assessing eligibility back around 2018 I guess. In my case, I satisfy the criteria f...
by JimmyK
Sat Sep 21, 2024 10:44 pm
Forum: Pension
Topic: Japan pension
Replies: 40
Views: 2375

Re: Japan pension

My Japan pension prediction card has 4 columns and the amount I’ve contributed and should receive from 65 is stated in the far right column separately. So, I can see how much is from state pension contributions and how much is from employer’s pension. Total expected annual payment is showing at arou...
by JimmyK
Sat Sep 21, 2024 8:53 am
Forum: Pension
Topic: UK state pension going up
Replies: 20
Views: 1462

Re: UK state pension going up

Yes, I spotted Philippines too! Interesting. I believe the Japanese pension can be drawn upon from any country in the world, though considering how relatively small it is if I weren’t retiring in Japan and have to look at somewhere with a reasonable cost of living to make it work. Agreed that Brits ...
by JimmyK
Sat Sep 21, 2024 8:43 am
Forum: Pension
Topic: Japan pension
Replies: 40
Views: 2375

Re: Japan pension

Cheers. Hit 55, so retirement planning already in full swing! All looks like useful info to get into. I figured they were most likely projections assuming similar contributions up to retirement, but was rather hoping that’s what I’d get if I stopped working/contributing from now until retirement (wh...
by JimmyK
Sat Sep 21, 2024 4:59 am
Forum: Pension
Topic: Japan pension
Replies: 40
Views: 2375

Japan pension

So, I received my Japan pension prediction card in the post, having recently had a birthday. As anyone who’s also been receiving these annual posts will know, they outline what you’ve paid into Kokumin Nenkin and Kosei Nenkin (where applicable) and give you a view of your expected pension payout upo...