RetireJapan

Considering using part of my 6 months emergency fund, as 6 months is too much. First time doing this, but seems to me the smart thing to do since I don't know when the market will bottom or if it will keep going down is just to DCA over a few months. So I'll probably use 2~3 months of the emergency ...

Thanks for taking a look Ben, My iDeco is with Rakuten, I'll be moving onto a different allocation with cheaper funds. Well one thing does usually happen, its goes down a by a "lot" over a "short" frame of time and goes up step by step over a "longer" frame of time. But...

Hi everyone, (no TL;DR sorry) wanted to do a personal sit-rep of what's going on and thought why not just share it so that we can all benefit from it. This is mostly how I put things to myself. I'm pretty open with my financials and way of living since I believe that we can all do better with more i...

Thanks, I was already a user on the old forum but apparently needed to create a new account.

Definitely looking into optimizing this, since even if I get a 5000 yen difference that's 60000 yen a year I could use for a small trip or invest in something else.

Hey everyone, Does anyone know or have a comparison between banks offering foreign currency accounts and which one offers the best? I'm a freelance and work full time just for one company in the states which means I get paid in USD, recently the exchange rate USD/JPY has been getting worse so it pro...