Search found 11 matches

by Tokyo Money
Sat Oct 05, 2024 9:02 am
Forum: Pension
Topic: Returning to Australia
Replies: 3
Views: 227

Returning to Australia

I have been living in Japan for 25 years and am returning to Australia next February. At this point I have about 10 years of contributions to the national pension system (kokumin nenkin) from when I was a part-timer, and about 8 to private Japanese university pension plans when I was working for the...
by Tokyo Money
Mon Jun 27, 2022 1:43 am
Forum: iDeCo
Topic: Changing to Private School Mutual Aid System
Replies: 2
Views: 746

Re: Changing to Private School Mutual Aid System

Also,I forgot to mention, I am contributing to iDeCo via Monex.
by Tokyo Money
Mon Jun 27, 2022 1:41 am
Forum: iDeCo
Topic: Changing to Private School Mutual Aid System
Replies: 2
Views: 746

Changing to Private School Mutual Aid System

Hello, I currently work part-time at various universities. Up to now I have been paying kokumin nenkin and also the maximum allowable for iDeCo. However, from September I will be joining the Private School Mutual Aid System 私学共済制度. I understand I will be able to make much lower iDeCo contributions. ...
by Tokyo Money
Wed Oct 06, 2021 12:12 am
Forum: Spending and Frugality
Topic: Best budgeting app?
Replies: 25
Views: 7652

Re: Best budgeting app?

Actually, I only use cash when I really have to. For example, all my local doctors will only take cash, so for those few transactions Money Tree is enough because you can enter cash transactions by yourself if you have to. For now I will continue with Money Tree and an excel spreadsheet for budgetin...
by Tokyo Money
Mon Oct 04, 2021 3:07 am
Forum: Spending and Frugality
Topic: Best budgeting app?
Replies: 25
Views: 7652

Re: Best budgeting app?

Gnucash looks great. Thanks for the tip!
by Tokyo Money
Tue Sep 28, 2021 12:40 am
Forum: Real Estate
Topic: Japanese Bank loan for foreign real estate?
Replies: 13
Views: 4032

Re: Japanese Bank loan for foreign real estate?

Thank you for your reply. It is good to be warned in advance.
by Tokyo Money
Thu Sep 23, 2021 8:19 am
Forum: Real Estate
Topic: Japanese Bank loan for foreign real estate?
Replies: 13
Views: 4032

Re: Japanese Bank loan for foreign real estate?

Thanks for all the input. I'll do a bit more research for sure before I commit to anything.
by Tokyo Money
Tue Sep 21, 2021 12:36 am
Forum: Spending and Frugality
Topic: Best budgeting app?
Replies: 25
Views: 7652

Best budgeting app?

I've been using Money Tree as an expense tracking app for a while now and I've been pretty satisfied with it. It has an English interface and it connects to all my Japanese bank accounts etc. I can also input work expenses and it reminds me when my credit cards are going to be paid. The problem is t...
by Tokyo Money
Mon Sep 13, 2021 1:07 am
Forum: Real Estate
Topic: Japanese Bank loan for foreign real estate?
Replies: 13
Views: 4032

Re: Japanese Bank loan for foreign real estate?

I would definitely get the loan in yen, because that’s what we are earning. Those FX fluctuations are too risky.
by Tokyo Money
Thu Sep 09, 2021 6:07 am
Forum: Real Estate
Topic: Japanese Bank loan for foreign real estate?
Replies: 13
Views: 4032

Re: Japanese Bank loan for foreign real estate?

Thanks, mighty58, knowing the correct terminology is a big help.