RetireJapan

Today's blog post might be of interest: https://www.retirejapan.com/blog/the-easy-portfolio/ Thank you! If I may ask, while everyone knows well about the go-to for stocks which is All-Country, what would it usually be for bonds? Is it just another eMAXIS family? i.e. eMAXIS Slim 先進国債券インデックス, eMAXIS...

A quick simple question. I've been investing solely into eMaxis All Country so far on all of my iDeco, TNisa, Tokutei, just for simplicity's sake. No other variations at all. To be honest I'm not sure if that's a good idea for long term reason. So lately I've been tempted to spread a bit into indivi...

I am currently contributing ￥23,000 per month. It was a setup based on my previous company, and I recently moved job. Most information is probably on the official page , but I have to admit I'm not so confident at my own understanding on every information on the page, so I'd really appreciate some h...

Pardon my ignorance, but how do I lump sum a tsumitateNISA? Somehow I couldn't find it and still restricted to the 33k monthly option. Couldn't set it as a bonus payment either. As a side question, would you think All Country will always generally be the safest path in the long run for Tokutei accou...

eMaxis All Country is a fine choice. Perhaps the most sensible single-fund option available to those in Japan. You don't mention how long you have until retirement/needing to use the investments. Depending on that answer, you may have to think about bonds or cash in your allocation as well. Perhaps...

I'm quite late into the game, started in late 2021. To avoid myself slacking with excuses I'm trying to commit to a resolution beginning 2022 to put aside as much as I could into my Tokutei account. Although it appears tough on my paper as I don't really make a fortune every month in my current stat...

Thanks everyone for your insights! A bit of follow up questions on basic USD bonds if you don't mind. I will most likely put some USD into one of these bonds rather than letting it sit on savings account, but I'm still learning and getting myself around it before deciding how much to invest in. May ...

Low-risk? I would buy US treasuries directly (check the bonds tab) through SBI/Rakuten/Monex in USD. Or a US treasuries ETF. However, it would have been better to buy them directly from the US treasury. Adjust term, duration, and type to your risk appetite. However, buying them directly would lock ...

Does anyone have any suggestion on what to do with USD? I transferred some from back home into USD account in Japan, but for now it has just been sitting idle for a while. Not even sure if letting it sit there and going up and down with the market is considered "investing" as it might be b...

Thanks everyone! I think I will try to play it simple for now as a newbie and do more All Country. I'll definitely try more diversification someday. A bit of follow up questions if you don't mind. I believe I read somewhere about this particular option on "how to pay out the gains(?)" 分配金支...