RetireJapan

I'm probably a couple of decades out (depending on how lazy I get) and I bought bonds this year. My current target allocation is 80-20. I'm going to see how that goes. We also have a substantial amount of cash though, which performs a similar role to bonds in providing liquidity and smoothing out s...

Interesting! Can you posts the blog spot you refer to fix your TV? Thanks!

Got an emergency message our 13 year old washing machine wouldn't drain. Got home and was warned a new one needed to be purchased THE NEXT DAY if I couldn't fix it that night. Did some searching in English and had hits in Arabic/Hindi etc...no dice. Searched in Japanese and found a guy who had a do...

I’m maxim out my ideco (68000 per month) and Tnisa but I still think that’s not enough to achieve FIRE. So the rest has to be invested on a taxable account, where I will need to pay 20.315% taxes every time you withdraw the 4%. The interesting thing is that none of the FIRE books I read in Japanese...

When you say “ I do an order on Rakuten every time the previous order clears”, how many days is the period between 2 orders? Depends on when weekends and holidays fall, and what time I put the order in. Seems like a couple of days to a week or so. I'm not really paying attention :? Here are some tr...

I have a large amount of cash at the moment, which I am DCAing into mutual funds. At the current rate of purchase (I do an order on Rakuten every time the previous order clears), it will take 15-20 months to be fully invested. I plan to do a lump sum investment if markets fall considerably/the yen ...

With the 4% rule, do you also have to have in mind that everytime you withdraw money, you pay 20,315% tax on capital gains? So instead of 4% rule, it would be a 5% withdraw, then pay the 20,315% on taxes, so you end up with a 4% on cash? Depends where you are taking the money from, I guess. If it i...

I’m still pretty far away from my retirement, but just for fun I’ve been looking at different retirement withdraw strategies. The 4% rule, buckets, fixed dollar (yen), etc. What are you guys thinking? Personally I’m leaning towards the “bucket” strategy, but we’ll see once 65 (or earlier) rolls aro...

Yes, you can find the eMAXIS Slim All country for your Tsumitate NISA through SBI:
https://site0.sbisec.co.jp/marble/fund/ ... rch_result

Does it mean that if I go for the 楽天・全世界株式インデックス・ファンド, apart from the 0.212% fee, I will be paying other fees to cover the two kinds of withholding tax on foreign non-US stocks (country of origin + US taxes)? Or US taxes are included in that fee? Also, does this apply to ideco? For iDeCo, my unders...