RetireJapan

Thanks a bunch! The diversification element wasn't something I had considered.

I appreciate everyone taking the time to share their thoughts.

Thanks for your reply. :) Is your wife comfortable investing the money? Yes, totally…she is already investing. Will she be maxing out her New NISA without this extra money? Yes, NISA already maxed out each year and will continue doing so. Will the money be invested for the long term or will you need...

My wife has paid into a private life insurance plan for many years that just finished and now converts into a sort of pension payout. She has 2 options at this point: 1) Start receiving ¥700,000 per year for the next 10 years right now (first payment 9/2023). i.e. ¥7,000,000 received by 2032. 2) Def...

Thanks Ben!

Hi, My wife and I are setting up an iDeCo account for her and having some trouble figuring out her contribution amount. She has 100% ownership of a KK (株式会社) from which she takes a salary and also pays into the kousei nenkin. When we filled out the standard forms on Rakuten to set things up, it defa...