RetireJapan

Hello, Let me begin with thanking everyone to keep this forum very active and helpful. I am planning to open a SBI securities account. My aim is to buy Investment Trusts (eMaxis or SBI ones) monthly basis up to 50,000 JPY. Now I know with SMBC NL card ( green card) I can get 0.5% points and there is...

Thank you for the reply.

Based on it, I checked below fund replicated CRSP as you mentioned, and hence it replicates VTI with good low expense ratio

https://site0.sbisec.co.jp/marble/fund/ ... =189311216

Hello all, I wanted to ask about a new fund that’s recently started and it seems it’s equivalent to VTI and has good low expense ratio. So far I had seen only VOO emaxis fund that was quite famous, but I was looking for VTI one just to have better diversification. https://www.rakuten-sec.co.jp/web/f...

Hello, I have went across several discussions of comparison of eMaxisS&P500 against buying VOO etf directly. Up until 2023 year end, I always found eMaxisS&P500 to be much efficient because of positive points like, don't need to convert JPY to USD, divident reinvestment so lower tax cut etc,...

Seems from 2024 they will revise annual NISA limit to 3.6M JPY per year (with lifetime limit of 18MM) https://www3.nhk.or.jp/news/html/20221212/k10013920771000.html So what I am confused about is few points below: 1. if a person for consecutively 5 years invests the 3.6M limit, he or she will run ou...

Hello, Today I have a question about emergency funds. We all keep certain safe amount in our savings account that can be withdrawn at any given point in case of need. However as you know in Japan, bank have super low interest rate for saving account. Is there any way we can invest it in deposits wit...

I live in Yokohama city, Kanagawa. Thanks

Does anyone have any good recommendation of house renovation companies ? For example one i know is https://www.fujitahomes.com/ Also other related information, for example, "House loan from Shinsei bank provides x% discount with renovation company Y" would be really helpful to know. Thanks...

Thank you for your detailed explanation !

Hello, I am a resident of Japan (HSP visa). I am inviting my parents to stay with me in Japan. They applied under 90 day visitor visa. I want to apply for health insurance for my parents that is valid and usable in Japan. I inquired with my company, the company or national health insurance of japan ...