Search found 7 matches

by tamaplanian
Mon Jul 15, 2024 1:11 am
Forum: Case Studies/Asking for Advice
Topic: Switching funds to a more defensive/less growth oriented option
Replies: 20
Views: 2220

Re: Switching funds to a more defensive/less growth oriented option

So Im on track to be able to semi-retire in a couple of years - 55 is the original target but Im ahead of plan so could probably do before that. The dream would be to get laid off around that time so i could take a package :) and then collect unemployment insurance. However that probably wont happen...
by tamaplanian
Sun Jul 14, 2024 3:39 am
Forum: Case Studies/Asking for Advice
Topic: Switching funds to a more defensive/less growth oriented option
Replies: 20
Views: 2220

Re: Switching funds to a more defensive/less growth oriented option

Thanks for this. Two other good balanced funds I have been looking at are: iFree 年金バランス - 25% Japan Bonds 25% Foreign Bonds 25% Domestic Shares 25% Developed Countries Shares たわらノーロード バランス - this offers three different levels of risk to choose from and includes more diversification - REIT, Emerging ...
by tamaplanian
Sun Jul 07, 2024 9:16 am
Forum: Case Studies/Asking for Advice
Topic: Switching funds to a more defensive/less growth oriented option
Replies: 20
Views: 2220

Switching funds to a more defensive/less growth oriented option

Hi all Wanting to get an opinion on something. I’m in my early 50s and have invested mainly in growth orientated index funds of the emaxis slim variety and this has worked out really well. A lot thanks to the advice on this forum. I’m actually tracking ahead of plan and think it’s a good time to swi...
by tamaplanian
Tue Oct 19, 2021 1:04 am
Forum: RetireJapan for Dummies
Topic: Advice for dividend investing
Replies: 10
Views: 1754

Re: Advice for dividend investing

Thanks for the comments everyone. The 10% withholding tax on US funds is something i will check with my tax accountant on. I already have some funds that I have been paying this on however the amount has been relatively small. Will also check out that list of Japan dividend funds. I remember seeing ...
by tamaplanian
Sun Oct 17, 2021 12:13 am
Forum: RetireJapan for Dummies
Topic: Advice for dividend investing
Replies: 10
Views: 1754

Advice for dividend investing

hi all I thinking to put more focus on building a passive income from dividends over the next few years. One way to achieve this would be to invest in a US dividend fund like SPDR Portfolio S&P 500 High Dividend ETF (SPYD) via my Monex account. To me this would be the simplest way. Or i could sp...
by tamaplanian
Wed Jul 07, 2021 3:07 am
Forum: RetireJapan for Dummies
Topic: switching from "reinvest" to "receive" on fund dividends
Replies: 4
Views: 611

Re: switching from "reinvest" to "receive" on fund dividends

hi thanks for the replies @zeroshiki, yep when i saw your first post i checked that on Monex and unfortunately it seems like they dont offer that option.... @fools_gold Indeed some of my funds do pay out distributions 米国バイオ&テクノロジー株オープン 三井住友・バンガード海外株式ファンド Not sure why all funds in Japan don't pay a d...
by tamaplanian
Sun Jul 04, 2021 1:09 am
Forum: RetireJapan for Dummies
Topic: switching from "reinvest" to "receive" on fund dividends
Replies: 4
Views: 611

switching from "reinvest" to "receive" on fund dividends

Hello all My first post here :) I have been investing via Monex in a variety of mutual funds. For all of them I have selected "reinvest" for dividends as the priority was to grow the funds as efficiently as possible. Now getting to my 50's at some point I would rather receive dividends rat...