RetireJapan

Yes, the Rakuten trusts are mutual funds. Are you allowed to have them? Yes. But it would not be tax-advantageous at all for an American. 運用 seems like a fun idea, and a way to attract Japanese Point savers who do not want to go through the hassle of setting up a Rakuten account. Why not try it wit...

It is not a real mutual fund or ETF. It is not a security product. It seems to be a "fund" of Rakuten points that is tacked to some other index. My guess: Once you contribute your points, Rakuten says 1 point = 1 yen. Then they invest in another index themselves with real yen. They then a...

Thank you very much for your replies! Especially for the two links that explain the differences in the programs and other related programs so clearly. I guess my final question is, is Rakuten Shoken a mutual fund or an ETF? I don't understand what either of those things are. My apologies for being u...

Hello, Disclaimer: I have never invested before, so I am a complete novice with no knowledge. I am a US citizen. Question: I recently saw that Rakuten has two new services: 楽天ポイント運用 Rakuten Point Unyo (management) 楽天ポイント投資 Rakuten Point Toshi (investment) US citizens are not allowed to use robo-advi...