Search found 919 matches

by zeroshiki
Mon Mar 24, 2025 1:48 am
Forum: US citizens and green card holders
Topic: Downsides to changing to Japanese citizenship?
Replies: 8
Views: 5081

Re: Downsides to changing to Japanese citizenship?

The biggest one is they require you to lose your previous citizenship. For people from the 3rd world, this is a not much of a big deal but I know this trips most Westerners up. Because you're American, there's the incredibly onerous penalty they make you pay to remove US citizenship (which is a requ...
by zeroshiki
Fri Mar 21, 2025 6:28 am
Forum: Case Studies/Asking for Advice
Topic: Using NISA for short term stock investment
Replies: 1
Views: 1621

Re: Using NISA for short term stock investment

There is nothing stopping you from using the Growth portion like an extension of your Tsumitate and have long-term mutual funds there. In fact, that's the prudent choice. You're quite young so I won't try to dissuade you from trying your hand at the market but my recommendation is to just use the re...
by zeroshiki
Fri Mar 21, 2025 2:43 am
Forum: Children/Family
Topic: Son at Japanese uni graduating later than 4yrs
Replies: 6
Views: 5697

Re: Son at Japanese uni graduating later than 4yrs

I work in a quite large and well-known Japanese traditional company and have been involved in interviewing the new grad hires for entry into our department. Unless HR weeds them out way earlier than I think possible, there is absolutely no issue that someone took 5 years instead of 4 to graduate. Ge...
by zeroshiki
Tue Mar 18, 2025 2:05 am
Forum: Taxes
Topic: Brainstorm: all the ways to reduce taxes in Japan
Replies: 9
Views: 3677

Re: Brainstorm: all the ways to reduce taxes in Japan

Angel Zeisei is another way to reduce taxes. https://www.angelzeiseifund.jp/ This is one of those things that sound like a lie/scam but is apparently true(?!) Angel Investment Deduction https://www.chusho.meti.go.jp/keiei/chiiki/angel/structure/index.html I assume the standard for getting the deduc...
by zeroshiki
Tue Mar 18, 2025 1:48 am
Forum: Real Estate
Topic: Applying for Home Loan while paying off リボ払い
Replies: 2
Views: 1402

Re: Applying for Home Loan while paying off リボ払い

It definitely shows up on your record as outstanding debt. Not sure if it's considered a black mark or not but best case is the bank sees it as neutral and not positive that's for sure. I would recommend to paying it off as early as possible before applying for your loan. The loan process, much like...
by zeroshiki
Mon Mar 10, 2025 2:46 am
Forum: Real Estate
Topic: Buying/building house (greater Tokyo area) - Where to start?
Replies: 12
Views: 4287

Re: Buying/building house (greater Tokyo area) - Where to start?

That said, if you can get a provisional agreement with an attractive lender ahead of time, you could avoid this kind of 2 million refinancing fee which I suppose is partly what I paid for being lazy in the first place. That’s not how I did it, but I gather you can get a potential lender lined up ah...
by zeroshiki
Mon Mar 10, 2025 2:44 am
Forum: Real Estate
Topic: Buying/building house (greater Tokyo area) - Where to start?
Replies: 12
Views: 4287

Re: Buying/building house (greater Tokyo area) - Where to start?

It seems like most people are looking north (Saitama) and east (Chiba) nowadays since west/south (Yokohama) is tapped out. Less than 1 hour to Shibuya for less than 100M seems really unrealistic to be honest. Maybe somewhere towards the Hachioji area would be possible for a house? A mansion for 100M...
by zeroshiki
Thu Mar 06, 2025 2:53 am
Forum: Banking
Topic: Mortgages for non-Japanese speakers
Replies: 14
Views: 15603

Re: Mortgages for non-Japanese speakers

Where in Chiba is this that SMBC doesn't have a branch close enough? Or do you mean Prestia?

Have you tried the Net banks? SBI or AU Jibun are well known and active in giving out mortgages.
by zeroshiki
Thu Feb 27, 2025 4:17 am
Forum: RetireJapan
Topic: Opening picture
Replies: 3
Views: 10108

Re: Opening picture

In Wordpress, you can dictate what image is used on social shares (Facebook, Twitter, etc) using OGP

https://wordpress.org/plugins/wonderm00 ... raph-tags/

I took a look at the source and you have the basic tags but having og:image is a good idea
by zeroshiki
Thu Feb 20, 2025 7:55 am
Forum: Children/Family
Topic: Adult Children Born with Dual Nationality
Replies: 14
Views: 24158

Re: Adult Children Born with Dual Nationality

I think we need to be careful with calling them "legitimate" dual nationals though. As we have covered here, technically you're not allowed to be dual national. It's only the vagueness of Article 16 that creates the legal grey zone for kids born with both nationalities. For all we know, th...