Search found 64 matches

by Kiro
Fri Mar 14, 2025 7:27 am
Forum: Taxes
Topic: Brainstorm: all the ways to reduce taxes in Japan
Replies: 9
Views: 3933

Re: Brainstorm: all the ways to reduce taxes in Japan

What I've used before and which you didn't mention already: - Earthquake insurance - Life insurance - Supporting dependents (in or outside Japan, amount vary based on age of the dependent) - Medical expenses (above JPY 100k) - Losses carried forward for stocks (you do need to have losses from the pr...
by Kiro
Tue Mar 04, 2025 2:16 am
Forum: RetireJapan for Dummies
Topic: Options for payout of unused vacation when retiring
Replies: 5
Views: 9500

Re: Options for payout of unused vacation when retiring

I have used Option A in the past, so it is definitely feasible... if the company agrees to it. It indeed had a favourable tax treatment, and no social insurance/pension deductions whatsoever. I have also used Option C in the past (different company), and social insurance was deducted as normal, but ...
by Kiro
Wed Dec 25, 2024 1:06 pm
Forum: iDeCo
Topic: Ideco Contributions increase
Replies: 25
Views: 12568

Re: Ideco Contributions increase

Sadly you can’t do this. Well, you can, but if you go the ‘company retirement payment (taishokukin) → ideco lump sum’ route, you have to wait 19 years in order to take full advantage of the retirement deduction again. One alternative to reduce taxes is to get ideco as a mix of 1 time payment and the...
by Kiro
Sun Dec 01, 2024 9:28 am
Forum: Real Estate
Topic: Kanagawa Rental Agency Recommendations
Replies: 13
Views: 8253

Re: Kanagawa Rental Agency Recommendations

I don't know any in Western Kanagawa, but I just stopped by to say I can't believe the dog has more chance to find a home than you.
Dog:1 - Gaijin: 0
by Kiro
Wed Nov 27, 2024 8:06 am
Forum: General
Topic: Hello Work
Replies: 6
Views: 1988

Re: Hello Work

It was changed to 2 months of wait (well, technically 7 days + 2 months) instead of the 3 months wait, as long as you don't use it more than twice within 5 years. From the 3rd time, the wait is 3 months (7 days + 3 months).
by Kiro
Sun Nov 10, 2024 3:38 am
Forum: General
Topic: Help! Can I delaying my first housing loan payment?
Replies: 3
Views: 1163

Re: Help! Can I delaying my first housing loan payment?

I was able to start my loan payment 2 months after having paid, and moved into, the property, so it should be possible to delay by a month or two. Worth checking with the bank, as they should allow you to choose among several repayment days when you sign the contract. I got to choose between making ...
by Kiro
Wed Aug 28, 2024 2:13 pm
Forum: Inheritance/Estates
Topic: Assets in UK and Japan writing a will
Replies: 29
Views: 17141

Re: Assets in UK and Japan writing a will

I was gonna say… I’m definitely not in the Middle East so you must be thinking of somebody else ^^; As for the option C, i was not thinking of it as a gift from a sibling, but more as a repartition of assets based on a will. One gets the cash, the others get the house. That’s IF there is cash as par...
by Kiro
Wed Aug 28, 2024 8:47 am
Forum: Inheritance/Estates
Topic: Assets in UK and Japan writing a will
Replies: 29
Views: 17141

Re: Assets in UK and Japan writing a will

Would this be a viable 3rd option?
c) Get your parents to write in their will that house goes to your siblings, and you get cash equivalent to your share.
by Kiro
Thu Aug 15, 2024 8:55 am
Forum: New NISA (2024~)
Topic: Keeping NISA when being posted overseas
Replies: 0
Views: 1712

Keeping NISA when being posted overseas

Looks like more banks and brokers will be allowing it from now on?

https://www.nikkei.com/article/DGXZQOUB ... 4A8000000/
by Kiro
Thu May 30, 2024 4:41 am
Forum: Case Studies/Asking for Advice
Topic: Moving from overseas to retire early in Japan
Replies: 9
Views: 5618

Re: Moving from overseas to retire early in Japan

Nothing more than a personal opinion here (and my retirement plan, until plans change) and what I would (will?) do. I would go with option 2, north of Kyoto City, around Kokusaikaikan. It's green enough, away from the city center and the tourist crowd while still being within the city, and you can s...