Search found 99 matches

by runmanTX
Tue Apr 05, 2022 6:07 am
Forum: General
Topic: Choosing between a life in Japan and Germany
Replies: 30
Views: 3406

Re: Choosing between a life in Japan and Germany

A very tough question, indeed. Everyone has an opinion about the "best" place to live. Where do you really want to be? That is the million dollar question. There are many great points about Japan (safety, economic opportunities, food, different cultural experiences to be had) but also bad ...
by runmanTX
Tue Mar 22, 2022 1:56 pm
Forum: Banking
Topic: Providing funds for a teenager overseas
Replies: 14
Views: 1325

Re: Providing funds for a teenager overseas

Thanks for the great information. I did a little reading on the English SMBC website. I was planning on posting a question related to the same topic. Not to derail the thread but I have some questions. My daughter is going to the UK for uni in September. 1. Would the Family Globalpass card work as ...
by runmanTX
Tue Mar 22, 2022 7:13 am
Forum: Banking
Topic: Providing funds for a teenager overseas
Replies: 14
Views: 1325

Re: Providing funds for a teenager overseas

When my son went abroad for a High School exchange, he used a service called NeoMoney, but I just found out they ceased operations in Sept 2021 ;-( I'm not selling anything. Just my personal view. On my recommendation, my wife's cousin opened a Prestia account with a Family GlobalPass card for her ...
by runmanTX
Sat Feb 12, 2022 12:04 pm
Forum: Stock market investing
Topic: DCA and Increasing this with the dip.
Replies: 79
Views: 12159

Re: DCA and Increasing this with the dip.

Well, I am none of those! https://youtu.be/JlEGU2ypr1Q " For almost a half-century, value-investing icon Jeremy Grantham has been calling market bubbles. " The first line of the video description :lol: An interesting video. Lots of doom & gloom predicted which should worry people. If ...
by runmanTX
Sun Feb 06, 2022 12:16 pm
Forum: General
Topic: What is your Savings Rate?
Replies: 11
Views: 1814

Re: What is your Savings Rate?

TJKansai wrote: Sat Feb 05, 2022 5:15 am FYI we do have some similar info here:

viewtopic.php?f=2&t=1601&p=14442&hilit=poll#p14442
Thanks. I missed seeing this post.
by runmanTX
Fri Feb 04, 2022 5:31 am
Forum: General
Topic: What is your Savings Rate?
Replies: 11
Views: 1814

Re: What is your Savings Rate?

Wife is currently back in university, so with one income, we saved 52% of our post-tax income last year. Trying to tighten the belt a bit on several expenses this year to try and up that a bit, but there's only so much left to save without increasing income, which will come once my better half grad...
by runmanTX
Fri Feb 04, 2022 5:29 am
Forum: General
Topic: What is your Savings Rate?
Replies: 11
Views: 1814

Re: What is your Savings Rate?

Percentage of gross (pre-tax) or net (post-tax)? And "savings" presumably includes investments? Personally, I prefer looking at it as a percentage of net, post-tax money. We all pay taxes, to differing degrees, but that's money out the door that we can't choose what to do with, so no poin...
by runmanTX
Thu Feb 03, 2022 12:07 pm
Forum: General
Topic: 2022 Virtual Financial Summit for U.S. Expats, February 8-11, 2022
Replies: 5
Views: 606

Re: 2022 Virtual Financial Summit for U.S. Expats, February 8-11, 2022

Thanks. Good information here. Just signed up. But will be hard to stay up late :shock:
by runmanTX
Thu Feb 03, 2022 11:52 am
Forum: RetireJapan for Dummies
Topic: Dual citizen investing in Interactive brokers
Replies: 16
Views: 2589

Re: Dual citizen investing in Interactive brokers

I'm American and currently investing about 90% in VTI and 10% in BND (ETF bond fund). Am in the accumulation phase and planning to retire in 12 years or so. I don't know much about Interactive Brokers but if it's possible to open a US brokerage account I would recommend that. I've got an American ba...