Search found 8 matches

by urayasujin
Mon Aug 23, 2021 6:57 am
Forum: Legacy NISA (~2023)
Topic: Tsumitate NISA investing via Shinseibank
Replies: 8
Views: 705

Tsumitate NISA investing via Shinseibank

Hello. Probably not the best option for most people here as I always see Monex, SBI and Rakuten securities but due to application issues, I ended up applying Tsumitate NISA thru Shinseibank's Online Banking (PowerDirect). Tsumitate NISA's max per year is Y400,000. Does that mean I can invest all of ...
by urayasujin
Thu Jan 21, 2021 2:45 am
Forum: RetireJapan for Dummies
Topic: Completely lost
Replies: 6
Views: 1288

Re: Completely lost

Welcome to the forum! This is the right place to ask questions. One thing I would recommend is not to listen to very negative people. They are often wrong, and use their negativity as an excuse not to take action. I think people who are positive and take action tend to enjoy life more, and get bett...
by urayasujin
Wed Jan 20, 2021 5:29 am
Forum: RetireJapan for Dummies
Topic: Opening a NISA account via MUFJ online banking
Replies: 14
Views: 2082

Re: Opening a NISA account via MUFJ online banking

Something that I have never really understood. People in this forum seem to strongly advocate against opening your investment account in banks, because of the lack or variety and higher fees, yet most say that the only thing you need to invest on is the e-MAXIS Slim (All-countries, Developed Countr...
by urayasujin
Tue Jan 19, 2021 3:36 pm
Forum: RetireJapan for Dummies
Topic: Help for beginner, mid 30s (MONEX account opened)
Replies: 9
Views: 1597

Re: Help for beginner, mid 30s (MONEX account opened)

Hi everybody! An investment rookie here. Nice to meet you all. I was wondering if someone could give me their opinion on my investment plan. After finish reading a few books about investment, including the The RetireJapan Guide to NISA, and getting more into investment, I have decided to take it mo...
by urayasujin
Sat Jan 16, 2021 8:08 am
Forum: RetireJapan for Dummies
Topic: Opening a NISA account via MUFJ online banking
Replies: 14
Views: 2082

Re: Opening a NISA account via MUFJ online banking

I'd caution against applying with MUFJ for the following reasons: - Hidden in their Q&A is a throwaway comment mentioning they only offer mutual funds for their NISA accounts. This might not be a deal killer per se, but with an account at a securities broker like Monex you can buy virtually any...
by urayasujin
Fri Jan 15, 2021 7:06 am
Forum: RetireJapan for Dummies
Topic: Opening a NISA account via MUFJ online banking
Replies: 14
Views: 2082

Re: Opening a NISA account via MUFJ online banking

It seems there are three different MUFJ companies that offer NISA, and what you can invest in depends on where you go. https://www.bk.mufg.jp/isa/howto/pop_shouhin.html lists three. But then there also seems to be another one: https://safe.tr.mufg.jp/cgi-bin/toushin/tsl.cgi/index.html Very confusin...
by urayasujin
Fri Jan 15, 2021 7:01 am
Forum: RetireJapan for Dummies
Topic: Opening a NISA account via MUFJ online banking
Replies: 14
Views: 2082

Re: Opening a NISA account via MUFJ online banking

Hello, I want to open a NISA account and since I have an MUFJ online banking account, I thought of opening one from there. But upon reading Retire Japan's "Guide to Nisa", Monex / SBI Securities / Rakuten securities appear to be the one recommended. Are there disadvantages if I open one v...
by urayasujin
Fri Jan 15, 2021 5:59 am
Forum: RetireJapan for Dummies
Topic: Opening a NISA account via MUFJ online banking
Replies: 14
Views: 2082

Opening a NISA account via MUFJ online banking

Hello, I want to open a NISA account and since I have an MUFJ online banking account, I thought of opening one from there. But upon reading Retire Japan's "Guide to Nisa", Monex / SBI Securities / Rakuten securities appear to be the one recommended. Are there disadvantages if I open one vi...