RetireJapan

I’m thinking about doing that as part of my glide into retirement. But how does it work exactly, on both the buy and sell sides with the after- and before- market prices? Do you buy and sell at market price? I'm imagining a scenario where the sell price is accepted and the price spikes before the bu...

Cash holding and pension income can should be factored in before jumping to an *age-10* rule. The age-x rule is often written for investors who have risk-free yield available, not for Japanese investors who face more direct currency-risk with international bond indexes. I can never decide whether t...

Google? Sikh and you shall find.

Thanks for the replies, guys. That Hallam article was an eye-opener! I think I'm going to buy the bond index for the next couple of years to bring it up to 60/40.

This old chestnut. I understand the role of bonds in diversification and that people are rethinking the old ‘age-10’ allocation to make it a smaller proportion of the entire portfolio. As I near retirement I’m in a mind to start increasing my allocation. Our iDeCos are already over 25% in an index f...

42 a year. The number per month will vary. Used to do 46, then 44. From April we'll switch to 42 (which seems incredibly common in other schools -I have been asking around). Did you announce this to the parents or just change the timetable quietly? If you told them, what reason did you give? Of cou...

Sorry to digress. How many lessons per month? 42 a year. The number per month will vary. Used to do 46, then 44. From April we'll switch to 42 (which seems incredibly common in other schools -I have been asking around). Did you announce this to the parents or just change the timetable quietly? If y...

So, if I am understanding you correctly: Initial investment: 100,000 yen Investment valuation after 3-months: 105,000 yen If I sell the entire investment (105,000 yen), it will all incur capital gains tax? Cap gains tax = 20.315% 105,000 x 0.20315 = 21,331 yen (rounded-up) I would have to pay 21,33...

Like anyone is going to worry about it.

FWIW I bought a new Honda 25 years ago but since then I've bought used. I buy cars a year or so old, so basically get what is almost a new car for 2/3rds or less of the price. I would never buy new again unless I had money to burn.