RetireJapan

Does having the debit card give any additional benefit while transferring Yen to home country? Like having less charges when or better conversion rate? I usually use their service to transfer yen to home country. You are simply skipping the bank on the receiving end and whatever fees they charge. Y...

Does having the debit card give any additional benefit while transferring Yen to home country? Like having less charges when or better conversion rate? I usually use their service to transfer yen to home country.

There are no guaranteed returns in the stock market. Government bonds offer virtually risk-free returns when held to maturity, but they also pay little. 8-10%? That is incredibly high. Think 4-5% over the long term for a diverse index-fund. Do not attempt to time the market. Just put your money in ...

What are you going to do if you invest 600,000 for the next six months, but at the end of that it's only worth 300,000? I see. Then how do you suggest I start putting money in NISA? Given that the market is at all-time high, it's quite possible that it might correct itself and the value decreases. ...

What are the return rates for the funds available in NISA? atleast 8%? My risk temperament is medium-high. What are you going to do if you invest 600,000 for the next six months, but at the end of that it's only worth 300,000? I see. Then how do you suggest I start putting money in NISA? Given that...

Hello Everyone! Looking for suggestions to load in complete NISA quota of 1.2 million of year. 1. In the forum, I have read suggestion of emaxis slim series a lot. What are other fund suggestions to invest in? 2. I have a rakuten card. I see I can invest using the points that I have or get points if...

As far as ARK goes... Some funds may show up on listings, but may not be available to purchase. A search in Japanese seems to indicate that it is not available with any Japanese brokers as of late 2020. https://tabiryman.com/ark-innovation-etf/. Not sure about ICLN. I see! Thank you for making it c...

6. If you have all the funds handy, then theoretically the sooner the better. The opposite approach is dollar cost averaging. Vanguard has a good writeup on it, http://www.smartretirement.com.au/wp-content/uploads/2015/06/7.23.2012_Dollar-cost_Averaging.pdf . 7. No not through a Japanese broker. On...

EDIT: Are you American? Proceed with caution. -> https://www.retirejapan.com/us-citizens-and-green-card-holders/ 1. I do not think transferring from a Japanese broker to IB is possible. 2. First pick a broker, then look at their offerings. I recommend checking SBI, Monex and Rakuten. 3. All S&P...

Hey Everyone! I have a few questions regarding NISA and finding funds to invest in the same. 1. Since capital gains and dividends are tax-free over 5 years in NISA, when after 5 years are over, can I shift the holdings from NISA to some other broker under taxable accounts? Like opening NISA in Rakut...