Search found 12 matches

by Deathstar_ITHelpdesk
Sun Jul 28, 2024 6:22 am
Forum: Real Estate
Topic: Mitigating a series of terrible errors RE Mortgage
Replies: 2
Views: 702

Re: Mitigating a series of terrible errors RE Mortgage

[/quote] I think as you were under 62 days* late it's "not the end of the world", I've used quotes as I was born into a set of imperial standards for "end of the world" and "spilt milk" scenarios and soon transitioned into a European system. Meanwhile in Japan my spouse...
by Deathstar_ITHelpdesk
Wed Jul 24, 2024 8:27 am
Forum: Real Estate
Topic: Mitigating a series of terrible errors RE Mortgage
Replies: 2
Views: 702

Mitigating a series of terrible errors RE Mortgage

I have had the misfortune to experience a series of unfortunate events - of my own foolish making. Error 1 - I was 10 days late for a mortgage repayment in March this year (first time in 5 years) due to an admin oversight on my part. Error 2 - when trying to refinance my mortgage this month, I provi...
by Deathstar_ITHelpdesk
Tue Jul 04, 2023 1:20 pm
Forum: RetireJapan for Dummies
Topic: Interactive brokers Japan - cant use dividends...
Replies: 2
Views: 1918

Interactive brokers Japan - cant use dividends...

Another dummy question no doubt! A few months ago I got an IBKJ account and my stocks have been in there long enough to get some dividend payments - around 60k JPY. However in my portfolio, this is sitting listed as 'dividends', separate from 'settled cash' and 'buying power'....so I cant use it. I ...
by Deathstar_ITHelpdesk
Tue Jul 04, 2023 12:00 pm
Forum: RetireJapan for Dummies
Topic: Should I invest in an S&P tracker (VOO) with this FX rate?
Replies: 2
Views: 1360

Should I invest in an S&P tracker (VOO) with this FX rate?

I used to invest regularly into Vanguards VOO index fund, which I believe is traded in USD. All my money I want to invest is in Yen and I now trade via Interactive Brokers Japan. Given the current FX rate - is it a terrible idea to invest in anything priced in USD and I should stick with Japan stock...
by Deathstar_ITHelpdesk
Mon Feb 20, 2023 2:09 am
Forum: Taxes
Topic: My Inheritance experience UK version
Replies: 10
Views: 4238

Re: My Inheritance experience UK version

I inherited some money from my godfather in the UK (7 years ago, while I was living in Japan) - about 85k, which is now 150k due to investments I have made over the years with it. But I now want to bring it all to Japan in cash. Its under the 35M threshold. If I go to the tax office and say "I...
by Deathstar_ITHelpdesk
Thu Feb 16, 2023 1:38 pm
Forum: Taxes
Topic: My Inheritance experience UK version
Replies: 10
Views: 4238

Re: My Inheritance experience UK version

I inherited some money from my godfather in the UK (7 years ago, while I was living in Japan) - about 85k, which is now 150k due to investments I have made over the years with it. But I now want to bring it all to Japan in cash. Its under the 35M threshold. If I go to the tax office and say "I ...
by Deathstar_ITHelpdesk
Sat Nov 12, 2022 1:17 pm
Forum: Stock market investing
Topic: Transfer investments to Japan
Replies: 5
Views: 786

Re: Transfer investments to Japan

How long have you been in Japan? This will have a big effect on any potential tax liability. Transferring funds, in itself, is not a taxable event, but you may be subject to taxes on any gains. I have lived in Japan about 8.5 years - and I bought all the shares around 6.5 years ago with money I sti...
by Deathstar_ITHelpdesk
Sat Nov 12, 2022 1:16 pm
Forum: Stock market investing
Topic: Transfer investments to Japan
Replies: 5
Views: 786

Re: Transfer investments to Japan

I have lived in Japan about 8.5 years - and I bought all the shares around 6.5 years ago with money I still had in the UK.
by Deathstar_ITHelpdesk
Sat Nov 12, 2022 1:16 am
Forum: Taxes
Topic: Inherited property - tax implications.. :-/
Replies: 1
Views: 361

Inherited property - tax implications.. :-/

I will at some point inherit a dual commercial/residential property in the UK. It is likely worth GBP 700k now (115M JPY at todays rates) - but was bought with a peanut in the 1970's. About me - I have Japan PR and own a home with a mortgage in Japan. I am reading some scary things about capital gai...
by Deathstar_ITHelpdesk
Sat Nov 12, 2022 12:50 am
Forum: Stock market investing
Topic: Transfer investments to Japan
Replies: 5
Views: 786

Transfer investments to Japan

I'm in this (Japan) for the long run now it seems - and suddenly find myself with a ok job and young family. I have about 25M Yen invested in the UK, in individual stocks mainly, via an online UK bank I have kept an account with (using a UK address). Id like to get this over to Japan now - thinking ...