RetireJapan

Hi there, My wife and I have an insurance policy each which gives us extra health insurance and a payout after retirement age. We have been paying into it for around five years now though we are thinking of bailing out. -Purchased through Houken Mado Guchi -Around ¥6000 each per month. -Will pay aro...

Have just opened an account with Sony. Set up is fairly easy and only requires some scanned documents. Surprisingly, the card and access details arrived very quickly-within a week. Seems very secure system. Has English help desk and online chat available. Haven't tried any of their services yet but ...

So its a good time to add a bulk payment into my daughters Junior NISA? Not sure how much longer I can wait to see how low the market will go.

Thank you for the input. We have decided to go with Plan 1. 29 years at a fixed rate of 1.1%. The monthly payments are easier and we are happy with the rate. We are able to make early payments with no penalty and will set aside money to make extra installments on a yearly basis depending on our situ...

Hi again, Its taken some time but we have made some progress in refinancing our home loan. We will stay with our current provider. It is complicated, but changing to another lender is a big hassle with similar rates so not really worth it. We have decided not to take the insurance option (we don't h...

Hi guys,
What experience do you have using Furusato Noze? My wife and I are in the process of setting this up through Rakuten. Do you use Rakuten? I wonder if there is much difference between providers? Any recommendations or tips? At the moment we have rice and beer and the shopping list...

Thank you this post. I have found this info useful too. sytyue, have you processed the paper work? Actually, I would like to increase my monthly payments. Is it only possible to do this once a year? Also, how about contributing a lump sum? I have some allowance ready to invest if this is an option.

Hi fools_gold, Thanks for the reply! Actually my daughters are still quite young-both under six. So we have a lot of time on our side and can be more aggressive. I am willing to invest more into the emaxis optimized balanced funds but also stocks too. Is this emaxis slim world stock you were referri...

Hi all, Total newby to NISA here. Have set up a Junior account for my two daughters and have just received a first report through the post. Each of my girls have around 1 million yen in savings. We set up monthly payments of ¥5,000. We chose one product which is eMAXIS my midfielder. Only two paymen...

Hi StockBeard, Any updates on your potential property purchase? We currently pay ¥126,000 a year total in property tax. The house is almost 5 years old-we designed it ourselves. It is a 4 bedroom house, fairly large with 3 carparks. The land purchase itself was expensive as the view is quite nice. W...