Search found 224 matches

by Viralriver
Thu Nov 14, 2024 2:17 pm
Forum: RetireJapan for Dummies
Topic: Brokerage in USD? (No conversion involved)
Replies: 6
Views: 4594

Re: Brokerage in USD? (No conversion involved)

I hate to reply to a post more than a year old, but I'm in this situation at the moment. I have a lot of USD that I want to put on Rakuten and invest in US stocks. I already do the paper work on the tax return for carrying losses (which is relatively simple, just download some file and upload to the...
by Viralriver
Mon Aug 12, 2024 1:36 am
Forum: Banking
Topic: Give me the lowdown on the JAL Platinum card!
Replies: 3
Views: 887

Re: Give me the lowdown on the JAL Platinum card!

That's the thing... there's no AMEX login for this card, from what I can see. I also have the Marriott and the usage is extremely simple. Log in to AMEX, see the spend, see the campaign progress, etc. I've downloaded a JAL CARD app that shows my miles and will only show my spend if I connect it to M...
by Viralriver
Sun Aug 11, 2024 9:29 am
Forum: Banking
Topic: Give me the lowdown on the JAL Platinum card!
Replies: 3
Views: 887

Give me the lowdown on the JAL Platinum card!

Hi all - so I just got accepted for the JAL Platinum AMEX card and it's arrived. I went through the 32k mile campaign and have registered for the campaign on the MY JALCARD website, but I'm really confused with the different companies at work here and how I can... do anything? So I've had a JMB numb...
by Viralriver
Wed Jul 24, 2024 5:56 am
Forum: General
Topic: Credit card choice for (relatively) high spender
Replies: 13
Views: 2078

Re: Credit card choice for (relatively) high spender

So this got me researching. It seems that whilst the JAL cards are generally terrible, they do offer an additional pathway for more life time points. Every 2000 miles accumulated from spend on the card equates to an additional 5 lifetime points. As long as you go for the A Gold or Platinum then the ...
by Viralriver
Wed Jul 24, 2024 5:33 am
Forum: General
Topic: Credit card choice for (relatively) high spender
Replies: 13
Views: 2078

Re: Credit card choice for (relatively) high spender

6k gets you to their second highest tier here. I know for the lowest tier (250 points) you get 2 sakura lounge coupons per year, and the second tier gives you 5. I'll be at that bottom tier after my next trip so looking forward to that :P .
by Viralriver
Wed Jul 24, 2024 5:22 am
Forum: General
Topic: Credit card choice for (relatively) high spender
Replies: 13
Views: 2078

Re: Credit card choice for (relatively) high spender

My understanding is that for those who had it before the change, they've had their life points 'topped up' to hit 1500, so you have nothing to worry about!
by Viralriver
Wed Jul 24, 2024 5:15 am
Forum: New NISA (2024~)
Topic: Rakuten cancelled my tsumitate...
Replies: 10
Views: 2463

Re: Rakuten cancelled my tsumitate...

I have access again now, so thank you to everyone who mentioned it was likely a Zairyu card issue. For others in the same boat, it will take until 18:05 of the day they approve your card registration for your account to be unlocked... Anyways, what sucks now is the only way to make the most use of m...
by Viralriver
Wed Jul 24, 2024 5:00 am
Forum: General
Topic: Credit card choice for (relatively) high spender
Replies: 13
Views: 2078

Re: Credit card choice for (relatively) high spender

Yeah exactly this. My plan last year was to do the "training" but since they nerfed that program it's no longer an option. I'm on a lowly 215 points with JAL so quite far away but do have some trips coming up. I didn't explicitly mention it, but this is why I hinted at being okay with shif...
by Viralriver
Wed Jul 24, 2024 3:02 am
Forum: General
Topic: Credit card choice for (relatively) high spender
Replies: 13
Views: 2078

Credit card choice for (relatively) high spender

Hi all! I'm looking for advice on my credit card situation given that I definitely think I could be benefiting from some programs that I'm not currently aware of. Right now my situation is: * SMBC Gold card VISA (5,500 JPY annual) - I see no benefit with this, don't use it, and will cancel it * Raku...
by Viralriver
Mon Jul 22, 2024 3:46 am
Forum: New NISA (2024~)
Topic: Rakuten cancelled my tsumitate...
Replies: 10
Views: 2463

Re: Rakuten cancelled my tsumitate...

This is why it was worth venting! Looks like it was the zairyu card. Or at least it was marked as not registered even though it definitely was to open the account and still has 5+ years on it (PR). I've uploaded the documentation and hope that this is the only issue. To continue the vent :P : 1. If ...