RetireJapan

There are two points that keep my from opening an Ideco account: 1. I am a civil servant and the max. amount I can invest is 12.000円 monthly. Is that even worth it or should I rather use that money to max. out Nisa? Just to make sure here (because I made the same mistake when I started my iDeCo app...

There are two points that keep my from opening an Ideco account: 1. I am a civil servant and the max. amount I can invest is 12.000円 monthly. Is that even worth it or should I rather use that money to max. out Nisa? Just to make sure here (because I made the same mistake when I started my iDeCo app...

My contact just got back to me and she confirmed it's ok to give you her E-mail address so I just PMed you. However, I think you have now got it set up :D If your contact is ok could I also get her email address? I got accepted into class 2 a few months ago but back payments are 80% class 3 fees ev...

Does anyone know what happens if you leave your company or aree made redundant in terms of ideco accounts? What happens? What's the process? Thanks! I think you need to notify them of any changes in name, address, employment etc. If your employer is also deducting the contributions for you, it's li...

How long until the amount paid gets reflected on the iDeCo website? They took my money from my bank account about 10 days ago but it still shows as 0円. I want to see the numbers go up! Mine gets deducted from my bank account on the 26th of the Month. It will then appear on the iDeCo account around ...

Hi All, I finally got my MONEX account open and activated after it taking almost 4 months due to name issues (Japan). I have got Tradestation set up on it and to my surprise the phone app is all in ENGLISH! Not only that Tradestation has all those stocks Rakuten does not, as well as access to OTC ma...

You could just ignore it too (not being facetious). It's not very important in the greater scheme of things ;) Yes, I echo this. There is not actually enough information in the formula in the image I linked to reproduce the 運用利回り calculation exactly. But I got pretty close for my iDeco with some re...

Thanks so much guys!

Cheers for the formulas. I agree, they are pretty complex. Still quite a bit confusing and a lot to process, but I shall do some test runs and hope that it clicks.

Thanks. I will give the links a read. Regarding the compounding interest calculator, I have used them before for scenario planning (from savings accounts in the UK). Just want to make sure I am punching in the correct figures with my iDeCo. Just in case you're able to figure it out based on a snapsh...

Thank you for taking the time to explain that.

So just to clarify, it means my investment contribution has currently grown by the investment yield % based on fund performance. The investment yield % will likely drop over time as my investment contribution increases each month?